For those who live beyond their means, every time you wake up you are 8 hours poorer. The interest on your mounting debt never sleeps. It’s working while you are sleeping. It keeps increasing as your debt increases.
Conversely, those who take control of their lives, who make a concerted effort to spend less than they earn and invest their savings, wake up 8 hours richer. The interest, dividends and gains on their investments are working overtime while they sleep. It keeps increasing as your savings and investments increase.
Until you make a decision to live below your means, save and invest your savings, you will continue to drag yourself further and further into debt and poverty. Unfortunately for most, when they go to sleep they wake up 8 hours poorer.