All or Nothing is Unsustainable


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All or nothing shows up once a year in the form of New Year’s Resolutions:

  • Stop drinking alcohol.
  • Stop eating junk food.
  • Stop watching TV.
  • Start exercising every day for an hour.
  • Start reading to learn every day for an hour.
  • Get up at 5am every day.

Invariably, this all or nothing approach, leads to failure, which is soon followed by self-hate, as you berate yourself for being weak and undisciplined.

The correct, sustainable approach, with any new habit, is to baby step your way into it. Small, baby steps that incrementally improve your life in some way, is the right approach.

The right approach:

  • Limit my alcohol consumption to one drink during the workweek (or three drinks during weekends).
  • Limit my consumption of junk food to 300 calories a day.
  • Limit TV consumption to one hour a day. 
  • Start exercising every day for fifteen minutes.
  • Start reading to learn every day for fifteen minutes.
  • Get up 30 minutes earlier.

Those small, baby steps build the neural infrastructure that, over time, take root, eventually becoming lasting, permanent habits.

Your brain will not fight you if the change is small. This is because small conscious changes do not deplete your stores of willpower energy (readily available glucose – the fuel most often used by the body when engaged in any willpower-required activity).

Because small changes utilize very little willpower energy, the brain will not go to war with you and your new habits. This allows you to engage in the habit every day. And every day that you engage in the habit, the habit synapse grows stronger and stronger.

After some time (thirty days or more), that new habit synapse will be strong enough to grab the attention of the basal ganglia, which will eventually designate it as a habit. One this happens, you can then amp up your habit. For example, you can increase your aerobic exercise from fifteen minutes to thirty minutes without the brain engaging in civil war. 

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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