Bad Habits Always Take You Down, Eventually

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Bad habits generally don’t take you out immediately. They often take many years before they negatively impact your life.

Just think about some of the actors, CEOs, athletes, musicians, politicians and other celebrity types who were taken down by their bad habits:

  • Bill Cosby’s Alleged Sexual Predator Bad Habit
  • Tiger Woods’ Infidelity Bad Habit
  • Eliot Spitzer – Former governor of New York’s Prostitute/Infidelity Bad Habits
  • Bernie Madoff’s Theft Bad Habit
  • Aaron Hernandez’s Murder Bad Habit
  • Whitney Houston’s Drugs Bad Habit

And now we have Harvey Weinstein and his sexual abuse bad habit.

As I mentioned in my book Rich Habits, your habits create two types of luck – Opportunity Luck or Detrimental Luck.

Think about your habits as apple seeds. You plant the seeds and carefully nurture them until they take root and an apple tree begins to grow. Each year, with the proper nurturing, (water, sunlight, etc), the tree gets bigger and stronger until one day it is able to produce fruit.

Well habits are a lot like an apple tree. You plant the seed when you begin a habit. You nurture the habit seed by repetitively engaging in the habit. After many years your habit will produce fruit.

Now, if the habit is a good Rich Habit, the fruit that results is something called Opportunity Luck – good luck that manifests itself in your life. This Opportunity Luck might be a promotion, new job, bonus, raise, higher profits, good health, long life, solid marriage, etc.

But if the habit is a bad Poor Habit, the fruit that results is something called Detrimental Luck – bad luck that manifests itself in your life. This Detrimental Luck might be a demotion, job loss, a business that goes bankrupt, diabetes, heart disease, divorce, etc.

This Harvey Weinstein Hollywood mess is a perfect example which highlights how one Poor Habit can, over time, completely destroy your life.

Like most habits, Poor Habits take years before they impact your life. In Weinstein’s case, his Poor Habit of sexually abusing women is now well-known. According to the media, it’s a Poor Habit he’s had for at least thirty years. And like all Poor Habits, it produced Detrimental Luck, which ended up destroying Weinstein’s business, marriage and reputation.

This, as they say, is a learning experience. We all have habits. Some are good Rich Habits and some are bad Poor Habits. Eventually, your habits will impact your life. How they impact your life, very much depends on whether they are Rich Habits or Poor Habits.

Learn from Weinstein. Self-assess your habits. What Poor Habits do you have? Then get rid of them before they bear fruit and destroy your life, like they did Weinstein’s.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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