Being Broke Makes No Sense


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Just finished an interesting book called Being Broke Makes No Sense. The author, Marshall James, is a Captain in the US Armed Forces.

What I like about this book is that it challenges the beliefs many of us were raised with. If you’re religious, you were likely indoctrinated in the belief that the pursuit of wealth is bad. Many who subscribe to this limiting belief often quote Luke 18:24-25: It is harder for a rich person to enter the Kingdom of God than for a camel to pass through the eye of a needle.

My mother used to repeat that part of the scripture regularly. As a result, we were all raised to believe that pursuing wealth was wrong. But my Mom was wrong.

“Many well-intentioned family members, friends and even the church have conditioned us to believe that poverty somehow brings us closer to God. There is nothing in the Bible that suggests we must live our lives in poverty in order to be rich..” Marshall James

I have written many times about The Parable of the Talents (Matthew 25: 14-30). This parable makes a strong case that the pursuit of money is a good thing. In this parable, the master gives each of his servants Money (talents). The two servants who took some risk and were able to double the money the master had given them were given more money. They were rewarded with more.

The purpose of this parable is to highlight the fact that the pursuit of wealth is a good thing.

Do not accept the limiting beliefs you were raised with. They will prevent you from realizing success in life.

Mark 9:35  And he sat down and called the twelve. And he said to them, “If anyone would be first, he must be last of all and servant of all.”

We exist to serve others. When, in our service, we add value to others, we will be rewarded. The key then, is to pursue some purpose in life that allows you to add value to the lives of others. When you find that purpose, you will be rewarded financially and realize great success in life.







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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. Tom,
    I read your blog almost every day. As a believer in Jesus Christ, your article strikes a cord. I would add that the pursuit of money is not the sin. It’s in the lustful pursuit of something other than his God that a person makes this his master. Matthew 6:26 says , “Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they?” It is my hope that the person who is reading this will make their relationship with Jesus supersede their relationship with money and riches and knowing that God will provide richly to those who place their faith in them. Keep up the great work, Tom!

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