Will Your Child be Rich or Poor? 15 Poverty Habits Parents Teach Their Children

Tom Corley boats - cropWhen I travel the country speaking to high school and college students about exactly what they need to do to become financially successful in life I always begin my presentation by asking three questions:

“How many want to be financially successful in life?”

“How many think they will be financially successful in life?”

Almost every time I ask the first two questions every hand rises in the air. Then I ask the magic third question: [Read more…]

You Deserve a Life Filled With Abundance

You Deserve a Life Filled With Abundance!

Every time I tell someone the title of my book they’re curious. That’s because “Strategies for Cats” is a metaphor. Yes, it is a story about “Kitty”, a homeless cat who receives a life filled with abundance, and I guess I could have used a person instead of my cat, but you may not fall in love with her like a lot of readers already have. [Read more…]

Parent Habits Become Children Habits

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Why is there so much unrest in America’s inner cities? The experts are quick to point the finger of blame at a variety of causes: low wages, racial discrimination, Police gone wild, America’s shrinking manufacturing base, U.S. companies moving oversees, China stealing our jobs, illegal immigrants stealing our jobs, poor education system, the rich exploiting the poor, insufficient taxation of the rich, etc.

But none of these pundits ever address the real source of this unrest – bad parenting.

America’s growing discontent among the poor of the inner cities and the growing disparity nationwide between the rich and the poor is a reflection of how America’s have’s and have-not’s were raised by their parents. [Read more…]

14 Signs You Might Become a Millionaire

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Most everyone wants to become rich. According to my Rich Habits research, being rich eliminates 67% of the problems that plague most people. So, besides being able to buy that house by the beach, a Rolex watch or travel to exotic places, being rich means fewer problems in life. Fewer problems equals less stress. Less stress equals a healthier and happier life.

There are 14 signs that will lead to success and wealth. If you possess all 14 your chances for becoming rich increase geometrically: [Read more…]

Success Beliefs of the Rich

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In my Rich Habits study I discovered that your beliefs dictate your circumstances in life. Those who are wealthy have different beliefs than those who are poor or stuck in the middle-class.

Beliefs represent the acceptance of something without any proof to back up what we accept as fact. They are inherited unconscious programming. We adopt the beliefs of our parents, family, mentors culture and our environment (neighborhood, town, city, state, country). Most who were raised in poverty, inherited limiting beliefs that hold them back in life.

Those who are able to rise from poverty and become wealthy found mentors who possessed success beliefs or employed certain strategies that enabled them to remove their limiting beliefs and implant success beliefs, effectively re-programming their entire belief system.

The wealthy adopt certain beliefs that promote success:

  • I must read to learn.
  • I am responsible for the circumstances of my life.
  • Money and wealth are good.
  • There is an abundance of money and wealth to go around.
  • Anyone has the ability to become wealthy. I can become wealthy.
  • I can solve any problem.
  • I can overcome any obstacle.
  • I create my own luck.
  • Opportunities are everywhere.
  • Opportunity does not knock. I have to go out and find it and take action.
  • I must earn respect.
  • Failure is just another way to learn.
  • Failure is the stepping stone to success.
  • Risk is good when it is calculated risk.
  • There is good debt and bad debt.
  • No one succeeds on their own. I can only succeed if I surround myself with other success-minded people.
  • I can accomplish anything I put my mind to.
  • Time is the most valuable resource. I must make efficient use of my time. Wasting it is a crime.
  • Birds of a feather flock together. I will avoid toxic people and surround myself with success-minded people.
  • Dreams and goals are the rungs on the ladder of success.
  • If I help others succeed, I will succeed.
  • If I improve the lives of others, I will improve my life.
  • Always exceed the expectations of others.
  • I am in control of my thoughts and emotions.
  • Never quit on a dream.
  • Success takes time.
  • I must save more than I earn and invest my savings in my dreams and goals.
  • I am amazing and unstoppable.

If you want to succeed in life, if you want to become rich, you need to understand the beliefs you currently have and then do some surgery. For a week, write down in a notepad every belief that pops in your head. This belief awareness exercise enables you to isolate any limiting beliefs that are likely holding you back in life. Once you’ve identified those limiting beliefs, then it’s time to remove them and add the beliefs that will enable you to become rich and successful.

So, how do you remove limiting beliefs and implant success beliefs?

  • Associate with individuals who do not have your limiting beliefs and who possess the success beliefs you want to adopt.
  • Read books and articles on self-made millionaires.
  • Read inspirational books and articles.
  • Listen to inspirational podcasts.
  • Watch and listen to inspirational TEDx talks.
  • Create daily affirmations around the success beliefs you want to adopt.
  • Meditate and focus on your new success beliefs (10-15 minutes a day is all it takes).

Your existing beliefs were formed over many years. It takes time to re-program you belief system. How long? At least one year of dedicated effort. But that one year investment will pay you dividends for the rest of your life. Your future you will thank you.


Change Your Habits, Change Your Life #1 on Amazon and iTunes – Here’s Why

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I spend a great deal of time reading the Amazon reviews of my books. Particularly, the 1 and 2 star reviews. Rich Habits, 1st Edition had some critics, although 67% awarded it mostly 5 stars. Almost 100% of the criticism had one common theme: Where’s The Beef? We fixed that with my upcoming book Rich Habits Poor Habits, which expands the number of Rich Habits and Poor Habits from 10 to 30. Also, we have included two bonuses:

  • The Research Summary, listing the data on over 200 habits that separate the rich and the poor. This Research Summary has received an enormous amount of media attention in the U.S. and in 24 other countries.
  • Rich Habits Poor Habits Test – a 50 question test you can take to find out if you are on the path to wealth or poverty or fall somewhere in the middle.

We will be releasing Rich Habits Poor Habits in the fall of 2016. We believe it will become a blockbuster, international best seller, right up there with Think and Grow Rich and other timeless classics.

My newest book – Change Your Habits, Change Your Life, continues to receive 5 star reviews. right out the gate. What readers love about this book is it’s ability to boil down complex topics into simple to understand language, making it easier to apply the strategies included in the book. It’s a powerful book and I was fortunate to get a back cover endorsement from none other than Jack Canfield, bestselling author of Chicken Soup for the Soul. Jack is in the Guinness World Book of Records – he holds the record for the most books ever published by an author: 500 million books! Jack doesn’t endorse books without good reason. Within two weeks of releasing Change Your Habits it rose to #1 on Amazon  and iTunes and stayed there for two weeks. I am getting calls and emails from the media in all parts of the world who love the book and I am receiving astonishing reviews on Amazon. Here are some recent reviews from my readers on Change Your Habits, Change Your Life: [Read more…]

Courage Attracts Luck and Allies

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It was an early morning on the first day of spring. The farmer had just finished planting the last of his sunflower seeds. The ground was still cold and hard from a long, cold winter. The frosty, damp morning soon gave way to a strong morning sun rising slowly over the horizon. Its warm rays stroked the ground, stirring the newly planted sunflower seeds to life.

“Is it time? Is it time?” an anxious sunflower seed called out to his brothers and sisters. “No. It’s still too cold.” Thousands of sunflower seeds buried just beneath the earth echoed the refrain. “It’s too cold, it’s too cold.”

The next day the anxious sunflower seed called out once again, “is it time?”.  “Not yet. It’s too cold,” rang out, one after the other from every seed. Day after day, the anxious sunflower seed called out to his brothers and sisters and each time their answer was always the same. [Read more…]

Teaching Kids to be Entrepreneurs

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Becoming a successful entrepreneur is not easy. I spent five years studying 177 self-made millionaires and I have to say, they are among the most courageous, fearless individuals I have ever met. They put everything on the line. They took enormous risks in the pursuit of their dreams. If you want your children to grow up to be entrepreneurs, then there are certain things you can do as a parent to help them learn how to be an entrepreneur. [Read more…]


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When parenting goes right, children excel in life, are upstanding citizens and add tremendous value to society. According my my Rich Habits research, good parenting is the #1 driver of success. Children who are raised in stable, mentoring and loving households grow up to beat the pants off their peers who were not so fortunate. Behind every successful child is a Mom and Dad who get that their most important role is that of a mentor. What makes a Dad a Super-Dad? Below is a list of characteristics I uncovered in my research that only Super-Dads possess:

  • Super-Dads Read To Their Kids.
  • Super-Dads Help Their Kids With Homework.
  • Super-Dads Attend Their Kids Sporting Events.
  • Super-Dads Are Affectionate.
  • Super-Dads Help Set Rules and Enforce Rules.
  • Super-Dads Make Their Kids Do Chores.
  • Super-Dads Encourage Their Kids to Pursue Their Passions.
  • Super-Dads Encourage Their Kids to Embark on Novel Activities.
  • Super-Dads Play With Their Kids.
  • Super-Dads Attend Parent-Teacher Conferences.
  • Super-Dads Inspire Their Kids.
  • Super-Dads Teach Their Kids to Exercise Regularly.
  • Super-Dads Encourage Their Kids to Take Action and Help Them Find the Lesson in Failures and Mistakes.
  • Super-Dads Console Their Kids When They Hurt.
  • Super-Dads Teach Their Kids to Laugh.
  • Super-Dads lavish Their Kids With Love.
  • Super-Dads Infuse Their Kids With a Positive Mental Outlook.
  • Super-Dads Take Their Kids to the Library.
  • Super-Dads Teach Their Kids to Save.
  • Super-Dads Exercise Regularly.
  • Super-Dads Love to Read and Learn.
  • Super-Dads Kiss and Hug Their Kids.
  • Super-Dads Turn Their Cell Phones Off When With Their Kids.
  • Super-Dads Dance and Sing Around the House.
  • Super-Dads Know Every Friend Their Kids Have.
  • Super-Dads Know Every Parent of Every Friend Their Kids Have.
  • Super-Dads Don Not Gamble.
  • Super-Dads Do Not Get Drunk.
  • Super-Dads Do Not Do Drugs.
  • Super-Dads Do Not Lose Their Temper.
  • Super-Dads Do Not Hit Their Kids in Anger.
  • Super-Dads Are Not Couch Potatoes.
  • Super-Dads Do Not Break The Law.
  • Last – Super-Dads Associate With Other Super-Dads.



Where Can Your Dreams Take You?

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I was 24 when I took my first flight in a plane. Growing up poor didn’t give me much of any opportunity to travel. In fact, it wasn’t until I started my career as a CPA that I realized how much I had missed out on. At Arthur Anderson I flew for the first time to Chicago. Woe. I was dumbstruck. Everything about that first trip I remember. Emotions do that. When stoked, they enable you to remember everything.

My initial dream, out of college, was… well honestly, I didn’t have one. I was a janitor. That’s what I was. That’s how I saw myself back in college. A janitor who happened to be going to college. Dreams? Come on. Who has dreams when you are scratching just to get by? Dreams, I believed back then, were something relegated to the rich. And back then, I hated the rich. They were everything I wasn’t. So, no dreams for me. [Read more…]