The Complacency War Raging Inside Each One of Us


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Very few pursue their dreams, goals, life purpose or success, in general. Such pursuits require changes that have a way of shaking up our lives. These changes affect those closest to us – our immediate family, friends, colleagues, etc. This environmental disruption forces those affected to fight back. At first those defending their status quo fight back one at a time with dire warnings of the enormous risks involved. When that doesn’t work it evolves into a sort of collective, everyone affected singing the chorus of impending disaster. When that strategy fails, those most affected begin taking action to protect their status quo. This often manifests itself in threats (think break ups, separation, divorce, business split ups, etc.).

Most, at this point, slink back into the fold, rejoin the herd, sidelining their dreams, goals, life purpose and any pursuit of success. Complacency is a default switch for most everyone. It’s physiological – the brain does not want to exert itself, so we are all internally wired to lean towards complacency. Staying with the status quo is easier, less stressful and physiologically less demanding.

Yet, while we are all hardwired for complacency, we are also hardwired to pursue our dreams, goals, life purpose; we are hardwired to be creative, to take risks, to go for it in life. These two diametrically opposed instincts continuously battle one another. There is a war raging inside each one of us. The vast majority of the time, complacency wins out, primarily due to those around us, influencing us. But occasionally, it loses. A few do not succumb to complacency and rattle the status quo of their personal environment, pursuing their dreams, goals or their life purpose. These few overcome the call to complacency and go for it. We call these people self-made millionaires.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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