The Formula for Creating Wealth and Happiness

Have you ever seen a little child at play? Did they ever seem unhappy? No. When we play, we exercise our Genius Gene. Every person is born with a Genius Gene. The Genius Gene gives us the ability to create. It is a very powerful gene. Everyone is supposed to use their Genius Gene, every day and all the time. When we use it we are happy. When we let it atrophy, we are unhappy.

In fact, research suggests creative people are actually happier than everyone else. One of the common side effects of depression is a feeling of listlessness or a lack of desire to do anything at all. When we engage in any creative pursuit, depression evaporates. Depression, or a general feeling of unhappiness, is nature’s signal that we are letting our Genius Gene atrophy.  There’s a substantial amount of research on the link between creativity and mental health issues such as depression. Studies suggest people tend to be more vulnerable to psychiatric issues, particularly bipolar disorder, when creativity is absent in their lives.

Research shows that creativity is associated with positive emotions and a lack of creativity is associated with negative emotions. Being positive or negative is a mindset, irrespective of your circumstances. Negative emotions such as fear, anger, sadness and want suppress the Genius Gene and lead to unhappiness. Positive emotions such as gratitude and love unleash it and lead to happiness. Positive emotions, creativity and happiness are joined at the hip. They make us feel alive and interested in the world around us. The ability to be fascinated and allow ourselves to explore and discover, makes us feel open and alive. It’s also what draws us to learn new skills, perspectives, and ideas—resources that we can draw on to solve life’s problems. This boosts our resilience and our satisfaction with life—both part of the equation for overall happiness. Happier people tend to be more productive because they tap into the Genius Gene. As a result they are the beneficiaries of those flashes of insights or brilliance that are associated with creative types.

From my five year study on daily habits, I found that there is a formula for accumulating wealth and being happy. Here it is:

Positive Thinking + Daily Self Improvement + Pursuit of a Dream, Main Purpose or Major Goal = Wealth and Happiness. The portion of the formula that activates the Genius Gene is the pursuit of a dream, main purpose or major goal.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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