Gambling, Junk Food, Watching T.V. and Anger: What do these 4 things have in common?

Each one is a Poverty Habit. Poverty Habits are habits which hold you back in life, keeping you poor or stuck in the middle-class. My name is Tom Corley. I am the author of the Amazon #1 Bestseller: Rich Habits – The Daily Success Habits of Wealthy Individuals. Rich Habits is the byproduct of a five-year study in which I interviewed over 200 wealthy individuals and over 100 poor individuals. I tracked over 200 activities that separate the rich from the poor. Here are a few examples

  • Poor people like to gamble: 77% of the poor admitted to playing the lottery regularly vs. 6% of the rich. 57% of the poor admitted to betting on sports weekly vs. 16% for the rich.
  • The rich do a better job keeping the pounds off: 21% of the wealthy admitted to being overweight by 30 pounds or more vs. 66% of the poor. But there’s more to this story… 97% of the poor ate more than 300 junk food calories a day while 70% of the rich ate less than 300 junk food calories a day.
  • Poor people love watching T.V.: 77% admitted to watching more than 1 hour of T.V. a day vs. only 23% for the rich. And their favorite T.V. shows? Reality T.V. 78% of the poor who watch more than an hour of T.V. each day are watching reality T.V.
  • It seems the poor cannot control their emotions: 43% of the poor admitted to losing their temper at least once in the past month vs. 19% of the wealthy.

Want some more? Here you go:

  • The poor do not like balancing their checkbooks: Only 32% of the poor balance their checkbooks every month. 94% of the rich do not have this Poverty Habit. They balance their checkbook every month. The rich watch every penny. As Ben Franklin used to say: “Take care of the pennies and the dollars will take care of themselves”.
  • Rich kids get better grades: 62% of children raised in wealthy homes have a B or better grade point average. Compare this to the poor where 74% are average or below average students.
  • Poor people like to gossip: 79% of the poor admit to gossiping while only 6% of the rich have this Poverty Habit. Gossiping almost always involves negative criticism of others. Gossiping damages relationships because people will not trust you once they find out you are a gossiper.

My research has hit a nerve with the public and the media. Rich Habits was listed as one of the Most Wished for Books of 2013 and Best Books of 2013 by Amazon. Below are a few links to some of the national media exposure I have received which shares more of my research:

  1. Yahoo Finance Interview:  This interview went viral with 2.2 million hits. It was the #1 news story on Yahoo this past July 16th because of all of the hits it received. It even got the attention of Dave Ramsey who talked about my book for 4 days. Dave’s radio show is #3 in the US, behind Sean Hannity (#2) and Rush Limbaugh (#1).
  2. Dave Ramsey Talking About my Book:
  3. Dave Ramsey Interviews me on my Book:  After the Dave Ramsey interview, Rich Habits hit #1 on Amazon and stayed there for 8 straight days.
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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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