Growth is Painful


Tom Corley boats - crop

I have a small business client who is on the path to success. I know this because he shares many of the success traits and Rich Habits that I found in the rich people that were part of my Rich Habits study. He’s not a self-made millionaire yet but he’s trying every day.

I love talking to this client because he is a self-improvement fanatic and fascinated with my Rich Habits research. The desire to improve every day is a Rich Habit that was common among many of the rich in my study. He shares another success trait with the self-made millionaires in my study – he’s obsessed with sharing his knowledge with others. Sixty-eight percent of the wealthy in my study had the Rich Habit of mentoring others.

We had a meeting recently to do some retirement planning. At the beginning of the meeting his cell phone rang. It was one of his employees he was mentoring. This employee was doing a consultation with a client and was calling because she wanted my client (her mentor employer) there at the meeting with her. He told her he won’t be at the consultation. He said he was with his accountant and that she would just have to fly solo on this one. I could hear her pleading with him over the phone to leave her accountant and come to the office. Very calmly, my client told her, “You know what to do. I believe in you. You will do a great job. Stop worrying and believe in yourself.” She continued to plead with him but my client simply said, “I have to go now, my accountant is waiting.” He hung up the phone and told me that in order to help others grow you need to force them outside their comfort zone.

Each individual has a circle. Inside that circle are the things you are comfortable doing. Those things inside your circle represents your comfort zone. Most do everything humanly possible to stay within their comfort zone. When you do things that are outside your comfort zone and outside that circle, it causes discomfort. But each time you engage in an activity that causes discomfort, you expand your circle; you grow as an individual. That discomfort is oftentimes painful. Growth is painful. Stretching your circle by engaging in activities that cause discomfort is painful. But it’s also necessary if you want to grow and growth is part of the success journey. You can’t succeed in life by staying in your comfort zone. You have to expand your circle in order to become successful in life.

You have to engage in activities that cause discomfort and this means you must experience the pain of growth. Those who do not succeed in life, avoid doing things that cause them discomfort and pain. As a result, they never grow into the individuals they need to become in order for success to visit them. Start stretching your circle today. Never fear the pain of growth. It is that very pain that makes you stronger and helps you grow into the person you need to be in order for success to visit you.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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