The Hardest Part is the Start


Tom Corley boats - crop

The definition of flow: To move, come, or go continuously in one direction.

We all have dreams and big goals. But few ever pursue their dreams and big goals. The main reasons are fear, doubt and discomfort:

  • Fear of the unknown.
  • Fear of failure.
  • Fear of obstacles and mistakes.
  • Fear of losing money.
  • Fear it will disrupt your family life.
  • Doubts of your ability, skill or knowledge.
  • Doubts about achieving the outcome you desire.
  • Survival Doubts: – Will you make enough money to survive financially?
  • New pursuits push you outside your comfort zone.

Self-made millionaires do their diligence in gathering as much information as they can before they make a decision to pursue something they desire. Once they decide to move forward, they take immediate action (see Becoming a Self-Made Millionaire Requires Courage and Faith –

The amazing thing about taking action on your dreams and goals, is that action puts you in a state of flow.

Flow is a mental state in which both your conscious mind (prefrontal cortex) and subconscious mind (limbic system and brain stem) work together is seamless harmony.

When you are in a state of flow, your entire brain is working for you to complete a task. When your entire brain is working for you, when you are in a state of flow, creative solutions erupt from within your brain like a volcano. It’s an amazing, unique ability all humans possess.

Very few, however, ever achieve a state of flow. They are too busy working on someone else’s dreams and goals. Flow is easy to achieve when you are working on your own dreams and goals. But in order to tap into this incredible human capability, you must take action on your dreams and goals. The hardest part is the start.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. Shannon Jones says:

    This is amazingly relevant and relatable information for the average, everyday John. It serves as a wake up “grit call” for me and I appreciate what you offer to the world. ✅

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