The Self-Made Millionaire Goal-Setting Process

From my five-year study of the daily habits of self-made millionaire, I learned that these millionaires know something about goal-setting that almost no one else knows. They understand that a goal is only a goal when you can control the outcome. If you can’t control the outcome, it’s a wish or a dream. There are two parts to the definition of a goal:

Part 1 – A goal has 100% achievability. There is no doubt that you can achieve the goal and

Part  2 – A goal requires specific action. There must be some very specific physical activities required and you must have the capability to perform those activities. You need to have the necessary skills, be healthy and are able to perform the activities required in order to accomplish the goal.

Here are some examples of goals:

  • Losing 15 pounds
  • Writing a book this year
  • Eating healthy
  • Reading 2 books a month
  • Going to college, assuming you can afford it
  • Running a marathon
  • Climbing Mount Everest

Each one of these goals can be accomplished. They are completely within your control.

A wish or a dream is not a goal. Wishes or dreams are not within your control. You can’t control their outcome. The realization of wishes and dreams requires the pursuit and achievement of numerous goals, help from others, good luck, being in the right time at the right place, outside influence or unintended occurrences. Here are some examples of wishes and dreams:

  • Making an additional $100,000 a year
  • Doubling your sales or revenue for the year
  • Becoming a bestselling author
  • Having your song become a hit
  • Becoming a CEO of a big company
  • Buying a house on the beach when you are poor
  • Getting your product into Walmart

If you want your wish or dream to come true, you need to create goals around them, pursue those goals and achieve those goals. You need to break your wish or dream down into manageable tasks that you are able to perform. The accumulation, over time, of the completed goals will move you forward towards realizing your dream. You will still need outside help and outside influences to occur, but luck has a way of finding the prepared and the persistent.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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