Good Luck is Not Hard to Find…. if You Know Where to Look


Tom Corley boats - crop

Each one of the 233 millionaires in my study was lucky. Fifty-six, or 24%, were born into it and 177, or 76%, created it. One type of luck is random and the other self-made. Luck, whether random or self-made, is a common denominator of all wealthy people. If you want to be rich, you need luck.

While you have no control over the circumstances you are born into, you do have control over the circumstances you manufacture after birth. Fortunately, the vast majority of millionaires are self-made. They start out either poor or middle-class. That’s a good thing. Success really boils down to a game of hide and seek. Luck does the hiding – you have to do the seeking. But you must look for luck in the right places. So where exactly do you look for luck? Fortunately, success leaves clues.

Luck Hides Outside Your Comfort Zones

Successful people are very much like scientists. They love to experiment. But in the case of self-made millionaires they experiment with new things, new ideas, and new people. Finding luck requires that you step outside your comfort zones. It requires an open mind; one which is curious and receptive to possibilities.

Luck Hides Inside Positivity

Opportunities have to be seen in order to be embraced. Positivity opens the mind to opportunities. Positivity means having a positive mental outlook. It means being optimistic and seeing possibilities. It means being confident and expecting good things to happen. Positivity is the fertilizer in which luck grows.

Luck Hides Behind Courage

Creating luck requires that you take risks. Taking risk requires courage. Courage is not the absence of fear but the pursuit of something in spite of fear. Overcoming fear is something you must cultivate as a habit.

Luck Hides Inside New Relationships

Meeting the right person at the right time, requires that you ….. meet people. People do not just drop in your lap and, voilà, luck happens. You have to go out and find them. You find them by joining networking groups, by volunteering at non-profits, by taking seminars, at fund-raisers, when you take up tennis, or golf. You find them doing new and novel things that you never did before.

Luck Hides Inside Intuition

Intuition is the means by which the subconscious communicates with the conscious. Your subconscious knows all and sees all. It is constantly taking in sensory data and information that is below the radar of the conscious mind. As a result, it knows things the conscious mind does not. It exists to not only help you survive but also to thrive. You need to listen to your gut. Those who do find luck.


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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. I will invite all my friends to your blog, you really got a great blog.”~,”`

  2. Hello, just wanted to mention, I loved this article. It was practical.

    Keep on posting!

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