How to Kick Bad Habits


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Habits never go away. They are with us forever. This is because habits are formed over many years by repetitive behavior. A habit is nothing more than a series of brain cells (neurons) that have wired together. Once the wiring occurs, the habit if formed and it never goes away. But there is a way to fool the brain into disengaging in a habit that is not serving you well. To stop yourself from engaging in a bad habit, you must avoid the environmental triggers that set the habit in motion.

For example, let’s say you have a habit of eating popcorn every time you go to the movie theatre. You promise yourself that the next time you go to the movie theatre you will not eat popcorn. But the moment you enter the theatre you feel that compulsion to buy popcorn. So what do you do? You avoid going to movie theaters. You change your environment.

Through the exercise of willpower, you are able to forge new habits. But just because you have forged a good habit, it does not mean that the adverserial old bad habit has been erased. It’s still there. Ready to pounce and re-engage, when the time is ripe. An example would be engaging in daily aerobic exercise. Let’s say you’ve taken up jogging. It’s been six months of jogging for 20-30 minutes a day for you. You feel great and you look great. Then you get sick and you’re unable to jog for a week. Or, you experience a death in the family and are unable to jog for a week. Or, you are forced to travel for a week for work and you are unable to find the time to jog that week. In short, some life event takes you off your new good habit for a week. What happens? The adverserial old habit, not exercising, is re-engaged. Because this old habit of not exercising has been with you far longer than the new habit, it is still far more powerful. When you return after a week off from exercise, it has woken up and now fights to stay awake.

What do you do? When you are forced to disengage from a new good habit, such as jogging every day, the only way to re-engage that habit is to start small. You don’t want to go to battle with the old bad habit. You want to fool it into thinking it is still re-engaged and dominant. When you return from that week off, go for a 5 minute jog. The second day try 10 minutes. By day three, your new good habit will awaken and you will be back to jogging 20-30 minutes a day. Your old bad habit will fall back to sleep, anxiously waiting for the next opportunity. Re-engaging a new good habit requires taking baby steps.

I have issues with money. I hate money. I always feel like I never have enough money. I am constantly worrying about money. Anyone have these thoughts? I do. So do hundreds of millions of people. How do you stop these thoughts from ruining your day and creating stress in your life? To change bad thinking habits you must repetitively engage in good thinking habits. For example, the next time a negative money thought enters your head, say one or all of the following:

  • I am grateful for the car I have. It runs well and it makes my life so much easier.
  • I am grateful for the house I have. I am putting a roof over the heads of my kids. I am proud that I have a house where my kids are warm and safe.
  • I am grateful for the paycheck that was just deposited into my bank account. It enables me to have this great car and allows me to afford the house we live in. I am grateful for every paycheck I receive.

Most of our money issues stem from being raised in a family that struggled financially. All of the fights, arguments and stress that we witnessed from our parents inability to make ends meet acts like scar tissue on the brain. That is, any emotional event, good or bad, forms the most lasting memories. Oftentimes, long-term memories give birth to certain beliefs, such as, I never have enough money. The only way to change beliefs formed in our upbringing is to become aware of those thinking habits, change your thinking and then track your new good thinking until it becomes a habit. Did I express gratitude for three things today? Put that on your to do list or on a bathroom mirror for 2 months to make sure you engage in that thinking. After a few months you will find yourself automatically engaging in the new thinking habit without any to do list or notes on the mirror.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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