Just Because You Can Doesn’t Mean You Should

When you live in a free country you can, for the most part, do as you please in life with your free time. But with freedom comes responsibility. How you live your life determines how successful you will be in life. Just because you can say and do things, doesn’t mean you should. Here are some lessons I learned from my five-year study about wealthy, successful people: 

  • You can watch T.V. or spend time on Facebook but you should be reading a book for self-improvement.
  • You can eat what you please but you should eat in moderation.
  • You can sit on a couch but you should be exercising.
  • You can go to a bar after work but you should be using your time to pursue a dream, purpose or goal.
  • You can procrastinate on a task but you should be accomplishing that task.
  • You can gossip but you should avoid gossiping.
  • You can smoke cigarettes but you should stop smoking.
  • You can listen to the radio or music during your commute but you should be listening to audiobooks.
  • You can drink in excess but you should drink in moderation.
  • You can party but you should be doing your homework.
  • You can lose your temper but you should control your temper.
  • You can blame others for your circumstances but you should be taking responsibility for your circumstances.
  • You can leave work early but you should stay late to get work done.
  • You can lease an expensive car but you should buy an inexpensive car.
  • You can buy your lunch but you should bring lunch in from home.
  • You can charge something on a credit card you can’t afford but you should forego that purchase.
  • You can ignore your family but you should spend more time with your family.
  • You can stay home but you should go to that wake.
  • You can ignore your friends but you should be calling them to say hello.
  • You can buy or rent a home you can’t afford but you should live within your means.
  • You can spend your money but you should put it in a savings account.
  • You can opt-out of your company retirement plan but you should contribute 10% of your income to it.
  • You can file your tax returns late but you should file them on time.
  • You can set aside your industry periodicals but you should read them.
  • You can wake up at 7 am but you should wake up at 5 am and start writing that book.
  • You can say what’s on your mind but you should not let every thought come out of your mouth.
  • You can choose to waste your time unproductively but you should spend your time productively.
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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit, Money.com, India TV, News.com Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money, SUCCESS.com, Inc.com, and the Huffington Post. Tom is a frequent contributor to Business Insider, Credit.com, Bankrate.com and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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