Marry Well If You Want to be Happy, Healthy and Wealthy

Tom Corley boats - crop

Eighty-one percent of the self-made millionaires in my Rich Habits Study were never divorced. This equates to a divorce rate of only 19%. That’s a staggering data point, considering, in the general U.S. population, the divorce rate, according to data from the National Survey of Family Growth, was somewhere between 44%-48%.

When you marry well, it shows up in the form of a long-term, sound marital partnership. When you marry well it also shows up on the Balance Sheet, in the form of wealth accumulated over many years due to common values and habits concerning money.

When both spouses have similar values and habits, when they are on the same page, so to speak, building wealth and mutual fulfillment becomes much easier. When values and habits conflict, both spouses are not on the same page, and building wealth and securing mutual fulfillment becomes difficult, if not impossible.


What, exactly are Values? Values are things you and your spouse have in common which are mutually very important to both of you:

  • Similar Beliefs
  • Similar Attitude Towards Family
  • Similar Dreams or Aspirations
  • Similar Desires or Wants
  • Common Clarity or Vision of Your Future Life
  • Similar Mental Outlook (Positive vs. Negative, Optimist vs. Pessimist)
  • Common Work Ethic
  • Shared Expectations for Your Married Life
  • Similar Attitude Towards Honesty or Integrity
  • Humility
  • Similar Attitude About Education
  • Similar Attitude About Trust and Fidelity
  • Shared Passion for Recreational Activities
  • Shared Interests
  • Common Morals
  • Shared Financial Goals
  • Shared Family Goals
  • Shared Lifestyle/Standard of Living Goals
  • Common Attitude Towards Risk


In my book, Rich Habits, I expose the ten keystone habits that separate the rich from the poor. Knowing what habits you and the one you love have in common is critical to a successful marriage and something you should consider before you tie the knot. So, what habits do you both have in common? Here’s a list to help you figure that out:

  • Frugal With Money and Spending
  • Bad With Money or Spending
  • Spontaneous Spender
  • Disciplined Spender
  • Good Saver (You know if They Have Savings)
  • Not a Good Saver (You Know if They Have No Savings)
  • Exercises Regularly
  • Does Not Exercise
  • Healthy Eater
  • Unhealthy Eater
  • No Excesses – Does Most Everything in Moderation
  • Has Excesses (Eating, Drinking Alcohol, Gambling, etc.)
  • Patient
  • Impatient
  • Persistent and Tenacious
  • Lacks Persistence or Tenacity
  • Even Temperment
  • Good Temerment
  • Bad Temperment
  • Has Control Over Emotions
  • Very Emotional
  • Reader
  • Not a Reader
  • Reads Regularly to Learn
  • Reads Regularly for Entertainment
  • Watches a lot of T.V.
  • Watches Very Little T.V.
  • Spends a lot of Time on the Internet for Recreation (Facebook, Twitter, YouTube, etc.)
  • Spends Little Time on the Internet for Recreation
  • Charitable
  • Uncharitable
  • Plays Sports
  • Does Not Play Sports
  • Smokes Cigarettes
  • Has Drug Habits
  • Has Many Friends (Good at Building and Maintaining Relationships)
  • Has Few Friends (Bad at Building and Maintaining Relationships)
  • Truthful
  • Lies or Exaggerates
  • Positive Mental Outlook (Optimistic, Enthusiastic)
  • Negative Mental Outlook (Pessimistic, Depressed)
  • Happy
  • Unhappy
  • Diligent
  • Careless
  • Speaks Their Mind
  • Vets What They Say
  • Gossips
  • Does Not Gossip
  • Hard Worker
  • Lazy
  • Early Riser
  • Late Riser
  • Neat and Organized
  • Sloppy and Disorganized
  • Kind
  • Unkind
  • Grateful
  • Envious
  • Good Listener
  • Bad Listener
  • Never Complains
  • Complainer
  • Yells
  • Talks Calmly
  • Outgoing
  • Introverted
  • Talker
  • Listener
  • Outdoor Person
  • Indoor Person
  • Disciplinarian or Strict
  • Permissive or Lenient
  • Dreamer
  • Pragmatist
  • Aggressive
  • Passive
  • Goal Oriented
  • Not Goal Oriented

If you and your future spouse have common values and shared habits, you dramatically increase the odds that you will both have a fulfilled, happy, healthy and wealthy life. The reason so many of the self-made millionaires in my Rich Habits Study stayed married for so long, and the reason they were even on my list in the first place, is due in large part to finding a spouse with whom they shared common values and common habits.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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