Are You Raising Your Kids to Love America?

When I was growing up, despite the fact that we were poor, my Dad instilled in all eight of his kids the notion that we could be successful in life. He was a hard core beliver in the American Dream and American exceptionalism. He earned it by helping to save western civilization in WW II. My Dad believed in America, so we believed in America. America was the land of opportunity. We looked at wealthy, successful people as the embodiment of the American Dream come true. They were American heroes. To get there, my Dad believed we would all need a college education. That was drummed into all of us from an early age. But college costs money, so we all began working at an early age and this continued throughout our college years. That income helped pay for our college education. We were taught that society does not hand you anything for free. You have to work for the things you need and want. Like college. We were taught not to rely on anyone but ourselves. We were indoctrinated into believing that individual success was within our control. You just had to want it bad enough and work for it hard enough. We are adults now. Most of us are doing well in life. That American Dream parenting helped lift us up from poverty to the middle-class or higher.

Things have certainly changed in the last fifty years, as I found out in my five-year study of the rich and poor ( Rich Habits Study – Background on Methodology In most of the interviews I had with the poor in my study, they did not view America as the land of opportunity. 87% considered the American Dream, of unlimited opportunity, no longer achievable. The poor in my study believed that wealth and poverty were dictated by the circumstances you were born into. If you were born into a poor household, you were destined to be poor for life. What the heck happened? It’s clear that a shift in thinking has occurred during the last fifty years. Far too many have been indoctrinated into believing America is no longer the bastion of opportunity it was, just a generation ago. Let me share with you some of the beliefs embraced by the poor in my study:

  • It’s government’s responsibility to end individual poverty
  • The only way to end poverty was to redistribute the wealth from the haves to the have-nots
  • Wealthy people are evil and greedy
  • Government assistance is an entitlement, not welfare
  • Poor people are exploited by businesses and employers
  • Poor people are entitled to higher wages
  • Poor people are entitled to medical coverage
  • Poor people are entitled to a college education
  • Poor people should not have to pay taxes and wealthy people should have to pay more taxes
  • My individual poverty is not my fault. Wall Street, big business, and wealthy people are to blame for poverty or my financial circumstances
  • Poor people are the victims of random bad luck and rich people are the beneficiaries of random good luck. Since wealth is the luck of the draw, it’s only fair that rich people give poor people some of their wealth

Most of the beliefs and habits that we pick up in life come from our parents. Parents are often the only shot any of us have at having a mentor in life. These beliefs make it clear that there has been a shift, over the last fifty years,  in the way poor people view the American Dream. For many, the old American Dream of unlimited opportunity has been replaced by a new American Dream of unlimited entitlements. The can-do spirit in America that made America possible, has been replaced by a can’t do spirit. Individual responsibility for your financial circumstances has been replaced by an “it’s not my fault” ideology. As a result of this thinking, income inequality and the wealth gap are growing. Anti-America Parenting is changing the face of America.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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