Rich Beliefs


Tom Corley boats - crop

“Thoughts lead to feelings, which lead to actions, which lead to results.” T. Harv Eker

Your beliefs are nothing more than the opinions of others you have accepted as fact. Most of your beliefs are shaped by those who have had the most significant impact on you – your parents. But beliefs can also be passed down to you from teachers, mentors, your environment, and other individuals who have had a significant influence over you during your life.

Once a belief is accepted as fact, it becomes part of your unconscious programming. Your beliefs are always the starting point. They are the springboard to everything: your habits, feelings, emotions, behaviors and your actions. That last one, actions, creates the outcomes for your life: rich, middle-class, poor, happy, unhappy, fulfilled and unfulfilled.

So, your beliefs are either helping you move forward in life, helping you create the life of your dreams, or your beliefs are holding you back, unconsciously creating a life of misery.

We form beliefs around certain cores:

  • Money – What are your beliefs surrounding money? When you think of money, is it a good feeling or a bad feeling? Do you see money as good or bad? If good, you will save and invest it prudently. If bad, you will spend it and invest it unwisely.
  • People – What are your beliefs surrounding people? When you think of people, is it a good feeling or a bad feeling? Do you see people as good or bad? If good, you will develop long-lasting and strong relationships with others. If bad, you will struggle with your relationships. You will not devote the time and effort to maintaining and improving existing relationships and you will avoid creating new relationships. Since relationships are the currency of the wealthy, having a negative belief about people becomes an anchor, holding you back from becoming rich.
  • Wealth – What are your beliefs about wealth? When you think of wealth, is it a good feeling or a bad feeling? Do you see rich people as good or bad? If good, you will see the pursuit of wealth as a good and noble thing. If bad, you will see the pursuit of wealth as a bad and evil thing.
  • Health – What are your beliefs about health? When you think of health, is it a good feeling or a bad feeling? Do you see healthy people as good or bad? If good, you will devote your life to being healthy. If bad, you will ignore your health.
  • Work – What are your beliefs about work? When you think of wealth, is it a good feeling or a bad feeling? If good, it will be reflected by a hard work ethic. If bad, a bad work ethic.
  • Family – What are your beliefs about family? When you think of family, is it a good feeling or a bad feeling? If good, you will have strong family ties. If bad, you will ignore your family.
  • Friends – See family.

Each one of us has the power to change our beliefs. But, as I’ve often said, all change starts with awareness. You must first become aware of the beliefs you have before any change is possible.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. Rise Shuler says:

    I have his book and I am changing my money blueprint!

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