The Rich Believe in Luck

Tom Corley boats - crop

If you’re going to have beliefs one you must have, if you want to become rich, is to believe in luck. One of the fascinating things I discovered in my Rich Habits research was that virtually every self-made millionaire, at some point, got rich because they got lucky.

  • 84% of the rich attributed their good luck to their daily habits.
  • 87% of the rich said they were lucky.
  • 92% of the rich said they created their own luck.

The rich do not believe random good luck plays a role in wealth creation. They do believe, however, that you create your own luck. There are many ways the wealthy create their own luck:

  • Pursuing a Dream – Luck visits dreamers who take action on their dreams.
  • Forging Habits Around Your Dreams – Good habits are like snowflakes on a mountainside. You don’t notice the accumulation of good that they do until they produce an avalanche. Good habits create an avalanche of good luck.
  • Building Relationships with the Right People – Who are the right people? They are success-minded people who can open doors for you through their relationships. Good luck likes to associate with positive, upbeat people.
  • Learning New Things – Learning something new opens your eyes to opportunities. Opportunity is the home good luck resides in.
  • Taking Calculated Risks – Calculated risk is a type of risk that requires you to do your homework. Good luck finds the prepared.
  • Finding a Mentor – Mentors open up doors for you and steer you down the right paths in life. Good luck will find you if you are on the right path and will avoid you if you’re on the wrong path.
  • Being a Mentor – Mentees eventually become experts. Like mentors, mentees can open up doors for you. Good luck is often found behind those closed doors.
  • Staying Upbeat and Positive – Negativity shuts down part of your prefrontal cortex and effectively blinds you to opportunities. Good luck only visits optimists.
  • Staying Focused – Focus allows you to accomplish and learn things very quickly. Good luck always finds the most focused individuals.
  • Be Persistent – Devoting yourself to one thing for many years gives luck a chance to happen. The law of averages only works if you keep showing up. You have to keep taking swings day after day, month after month and year after year. Good luck always finds the persistent.


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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. I believe in creating your own luck. You’ve got to put yourself in a position that could potentially earn you more money. All of the points you mentioned in your article really lead you down this path.

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