Daily Habits That Increase or Decrease How Long You Live

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For those who follow me on social media, read my books, watch, read or listen to my media interviews, you know there are habits that can make you rich and habits that can make you poor.

But did you also know that your daily habits can have a profound effect on how long you live? [Read more…]

67% of Americans Have No Life Plan

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According to a November, 2017 survey of 1,000 Americans by DHM Research, only 33% of Americans have a life plan.

Why is this significant?

According to my research, having a life plan, dramatically improves your chances of becoming rich.

In fact, 82% of the self-made millionaires in my study had a life plan.

Those self-made millionaires created their life plan through a process I call Dream-Setting. [Read more…]

New U.S. Tax Bill – Everything You Need to Know in Simple English

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I’ve completed my Review of the new U.S. tax bill, knows as the Tax Cuts and Jobs Act. Here’s a run-down of the most important items. [Read more…]

Knowledge is Wealth

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Three police cars, with their lights still flashing, were positioned on the street in front of JC Jobs house.

JC was one of the most famous residents in Manasquan, New Jersey. A giant of a man, whose books sold hundreds of millions of copies around the world. His books helped transform the lives of millions. He advised presidents, other world leaders, CEOs, hundreds of thousands of high school and college students, and through his Rich Habits training, he helped rehabilitate tens of thousands of prisoners around the world.

JC stood outside his house talking to the police officers. Neighbors began to gather around the perimeter of his house anxious, curious.

It was early dawn on a summer’s day, the sun just beginning its slow decent. JC’s house had been robbed. The thieves had ransacked JC’s house. Big screen TV’s and other electronics, along with some valuable furniture and fixtures were taken, yet JC was smiling as he went down the list of the items that were stolen.

One of the officers thought JC’s jovial demeanor, strikingly odd.

“Excuse me Mr. Jobs, but I find it a little peculiar that you’re smiling, rather than upset. You’ve just lost tens of thousands of dollars in personal effects, yet here you are smiling at us.”

JC paused for a moment before he responded to the young police officer.

“Oh they got what they came for,” JC said. “But, thankfully, they left behind the most valuable asset I owned.”

The young police officer cocked his head to the side and asked JC what that might be. JC bobbed his head in the direction of the house and the officers all followed JC into the house, through the hallway and to the back, into JC’s study.

There sat JC’s desk and all around the perimeter of the study were bookshelves filled with thousands upon thousand of books. Books JC spent a lifetime accumulating.

JC pointed to the bookshelves.

“They overlooked the most valuable asset I own, my books.”

“Rare books?” Asked the young police officer.

“No, not at all. Most of these books you could find in the public library down the street,” JC responded.

“Why are they so valuable, then?” The young policeman asked.

“These particular books contain all of the knowledge you need in order to become wealthy,” JC continued.

“You see, the thieves will probably sell my stuff and get thousands of dollars for it. In a few weeks, however, they’ll be back to being poor again. Instead, had they taken these books and spent the rest of their lives reading what was inside of them, they would learn everything I learned that enable me to accumulate my wealth.”

JC shook his head. “What a shame. They missed the elephant in the room, my books. If they stole my books, that would hurt. I wouldn’t be smiling.” JC nodded to the young police officer.

The young officer nodded back.

JC thanked the police officers for their service, led them out of his house and then returned to his study. He eyed his books lovingly, grateful that his home’s most valuable assets were safe and sound.

Parents Are The Main Source of Good Habits and Bad Habits

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In my travels around the country, speaking primarily to high school students about the Rich Habits and Poor Habits, I’ve noticed a trend.

Typically, eight students out of an average class of forty took me up on my offer for the free books I gave out after every talk. Those eight students seemed genuinely interested in learning about my research in order to improve their lives.

The remaining thirty-two students could care less about improving their lives through my research.

In both cases, parents were the reason why. [Read more…]

Everything You Need to Know to Succeed as an Author

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Prior to writing my first book, I had never written a book before, never promoted a book before and I knew no one who did any of those things.

My journey has been the most difficult undertaking of my life. Everything I learned, I learned through the School of Hard Knocks.

But, eventually, I figured things out. I learned what to do and what not to do.

And then I sold a lot of books.

[Read more…]

Average is a Prison – Here’s What Average Looks Like in America

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If you do what everyone else does you’ll get what everyone else gets, which isn’t much.

Here’s what average looks like in America: [Read more…]

America’s First Billionaire

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I love researching self-made millionaires, especially those who rise from the bottom. These individuals are unique because the circumstances of their lives are often dire and set against them, more so than the average poor person.

That’s why I’ve spent some months researching and studying the life of Cornelius Vanderbilt.

Vanderbilt, or Commodore, as he was often called, was raised in Port Richmond, a primarily Dutch village on Staten Island, New York. His parents, Cornelius and Phebe Vanderbilt, came from nothing. “Low Dutch”, is what many called them.

Vanderbilt made his millions by controlling two burgeoning industries: the steamboat industry and the railroad industry.

When he died, Vanderbilt’s estate was estimated to be worth $100,000,000. That was back in 1877. In today’s dollars, that would be approximately $2.3 billion, making him the richest man in America, at the time.

But, in the early 1830’s there were many very talented people who were building a prosperous nation. So, what made Vanderbilt so unique?

Cornelius Vanderbilt possessed many of the Rich Habits: [Read more…]

Will Your Child be Rich or Poor? 14 Habits Every Child Needs to Succeed in Life

Tom Corley boats - cropWhen I travel the country speaking to high school and college students about exactly what they need to do to become financially successful in life, I always begin my presentation by asking the same three questions:

“How many want to be financially successful in life?”

“How many think they will be financially successful in life?”

Almost every time I ask the first two questions, every hand rises in the air. Then I ask the magic third question: [Read more…]

Rich People Avoid Poor People – Here’s Why

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Are you happy or unhappy?

Are you successful or struggling?

Are you upbeat, positive and enthusiastic about your life?

Or, are you too often pessimistic and down about your life?

Who you associate with on a regular basis determines the circumstances of your life.

The average person unconsciously chooses their friends, their boss, their spouse or their significant other. They unknowingly seek out individuals who they feel comfortable with and then they wind up surrounding themselves with those similar people. Their associations all have similar habits, similar mental outlooks, a similar work ethic, and many other shared traits.

It’s the birds of a feather flock together maxim. And, as I said, for the average individual, it’s all happening unconsciously.

In my extensive research for my book Change Your Habits Change Your Life, I found that one of the hallmarks of wealthy, successful people was their ability to somehow break free of this human tendency to unconsciously forge relationships with others.

According to my Rich Habits research, the self-made rich, long before they became rich, made an intentional, conscious effort to only forge relationships with individuals they aspired to be – other rich and successful people.

The poor, conversely, unconsciously forged relationships with other poor people.

But, there’s no need to blindly forge relationships that drag you down in life. You can choose those relationships that will lift you up and you can choose to avoid those relationships that drag you down.

You can choose to be rich, by choosing who you associate with.

In order for you to know who to associate with, however, you must first know what to look for.

Rich Relationship have one or more of the following traits: [Read more…]