The human body contains approximately 100 trillion cells. Within each cell is the nucleus. Inside every nucleus of every cell are our genes. Experts estimate that the average human has over 20,000 genes. Some of these genes came from our mothers and some from our fathers.
Our daily behavior, our daily habits, can turn genes on or off. Bad habits can turn on bad genes. Bad habits create long-term stress in the form of financial problems, job loss, health issues, etc. Long-term stress increases the production of cortisol, a stress hormone. Cortisol switches certain bad genes on that can lead to heart disease, cancer and immunological disorders.
Conversely, good habits can prevent this from happening because the byproduct of good habits is reduced stress: financial independence, freedom, happiness, good health etc.