Are You Operating at 100% of Your Potential?

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You’re preparing tax returns, you’re stocking shelves, you’re painting a house, you’re seeing patients, you’re cleaning houses, you’re working at whatever job that provides for your family. How much of that time do you actually feel you are operating at maximum potential? If you feel that you are hitting it out of the park every day, you are operating at 100% of your potential. You dig what you’re doing. You love your job. And it shows up in your pay check, which is probably significant. Consider yourself blessed. You’re one of 7%.

However, if you’re like most, your mind is often elsewhere. Usually, it’s thinking about what you’d like to be doing if you weren’t doing what you’re doing at the moment. I’ve got some good research on this and the numbers are staggering. Close to 96% of those who do not make much money, don’t like what they are doing for a living. 96%! You don’t like what you’re doing for a living because you’re not living up to your potential. Your potential utilization is far below 100%.

Those who at least like what they’re doing for a living utilize much more of their potential than the average Joe. Those who love what they are doing for a living have a 100% potential utilization rate. The closer you get to that 100%, the more you love what you do, the happier you and everyone in your family is, the more money you make and the wealthier you become. You simply cannot become rich, long-term rich, if you do not at least like what you do for a living.

If you want to be happy and successful in life, you need to get as close as possible to that 100% potential utilization rate. If you’re not even close, you are never going to achieve much in life. Life is short. You were meant to live up to your potential. Are you? What’s your potential utilization? If the answer is “much less than 100%”, then you’re in the wrong line of work and you will never realize financial success or true happiness in life.



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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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