Success is a Bet Few Are Willing to Make


Tom Corley boats - crop

Those who struggle financially in life are focused on today. Their decisions and their choices are focused on improving their immediate circumstances. They are not focused on their long-term future and, thus, are unwilling to make sacrifices today for a brighter future tomorrow.

As I discovered in my five-year Rich Habits Study, those who eventually become self-made millionaires are focused on tomorrow. Their decisions and choices are directed to improve their lives in the distant future. The sacrifices they make in the present, are not easy. Some are even painful:

  • Financial Investment – They invest what available money they have in the pursuit of some dream, purpose or calling. They sacrifice the present enjoyment of that money, betting that their financial investment will pay dividends down the road.
  • Time Investment – They invest what available time they have in the pursuit of some dream, purpose or calling. They sacrifice time with their family and friends, betting their time investment will pay dividends down the road.
  • Financial Risk – They leverage their assets by taking out loans against those assets. They sacrifice the equity they have in their assets, betting that this financial risk will pay dividends down the road.
  • Peace of Mind – Pursuing success takes you completely out of your comfort zone. This discomfort is mentally taxing. There are so many obstacles to overcome. So many mistakes that will be made. So many unexpected consequences that will require quick thinking and quick action. There is the uncertainty that all of the effort will be for naught. Lastly, there is the worry that the venture might fail – that your dream might never become a reality.

How you think today, what you focus on today, affects the future version of you. Are you focused just on getting through today or are you focused on tomorrow and your long-term future?

Those who are focused on tomorrow, are placing a bet on their future success. That wager takes the form of a financial investment, a time investment, financial risk and peace of mind. The reason so few become rich and successful is because so few are willing to place a bet on themselves for their future. That bet might never pay off. There are no guarantees. That’s the risk everyone who pursues a dream takes. But if you don’t place that bet, by at least trying, you will never know what your future holds. And it could very well be an amazing future.

Be Sociable, Share!
Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
Email Tom
| Download Media Kit

Speak Your Mind