Success is the Tip of the Iceberg


Tom Corley boats - crop

  • Woke up at 5 am to start my work day – check
  • One hour of technical reading today – check
  • Three mile jog today – check
  • Prepare To-Do List today – check
  • Phone pitched five companies today on my business – check
  • Two prospect meetings today – check
  • Wrap up project today – check
  • Returned all phone calls and emails today – check
  • Lunch networking meeting – check
  • Prepared for tonight’s speaking engagement – check
  • Solved two intractable problems with customers today – check
  • Rush to bank to make today’s deposits – check
  • Speaking engagement done – check
  • Home at 8pm
  • Bed by 10 pm

Every day, those who strive to become self-made millionaires juggle so many things it would make your head spin. And they do this day in day out, year after year, completely out of the spot light and oblivious to everyone except their employees and family.

Ultimately, if they do succeed, the only thing others besides employees and family see, is the fruits of that success – profitable business, nice home, new car, big bank account, etc.

Self-made millionaires deserve every dollar of their success. They earn that success in the early morning hours, when most are still fast asleep. They earn that success by navigating the financial stress pursuing success often requires. They earn that success by juggling ten things in a given day, any one of which could derail them from success. They earn that success by relinquishing family time for twelve hour work days.

What outside observers do not see is the monumental effort it takes to achieve success. Like an iceberg, all of the effort behind success is below the surface, invisible to the naked eye. But it’s there, holding aloft the success that everyone does see.

Be Sociable, Share!
Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
Email Tom
| Download Media Kit


  1. Steveark says:

    It is a hard habit to break, this morning early retired millionaire wife and me got up before 5AM and ran a few miles with a couple of other retired millionaires. While we all still manage substantial active and passive income streams none of us have to be in an office this morning. But here we are still rolling out of bed early to run, followed by a comfortably busy day of charitable volunteer work, recreation and managing the aforementioned income streams. It is just what we do and why you and your tribe are destined for success!

Speak Your Mind