Success Requires Luck and Luck Requires Work


Tom Corley boats - crop

The average individual performs far below their abilities. They do what they have to do to survive; to get by. They avoid taking risks that could disrupt their lives.

True success is the byproduct of unleashing your innate abilities; exposing them to the light of day for all to see. But this requires risk. That risk is taking a leap of faith in yourself and your abilities. Few ever do.

Unleashing your innate abilities is really nothing more than pursuing something you enjoy – something that brings you joy while engaged in an activity. The problem? Oftentimes exploiting your innate abilities requires an enormous investment in your time before that investment begins to pay dividends. Because the investment does not produce immediate rewards, it’s a problem. Developing your innate abilities by through hours and hours of daily practice combined with hours of daily reading to gain more knowledge to perfect those abilities, simply requires too much time for the average Joe.

There’s a very common adage: “luck comes when preparation meets opportunity”.  When you devote yourself to something you are passionate about, you are engaging in activities that tap into your innate abilities.

But developing those abilities requires an investment. You must engage in them over and over again, until you become an expert. Developing expertise takes time. Five to seven years, at a minimum. Sometimes longer. And with little to no immediate payback. This investment in yourself, tees you up for success later in life. Opportunities eventually present themselves. If, however, you are not prepared when an opportunity comes your way, then the opportunity passes you by. But if you are prepared, if you’ve done the hard work for many years, when the opportunity does come along, you are ready to pounce.

Many people call this fortuitous alignment of preparation and opportunity, luck. Those who prepare their entire lives, those who invest in their abilities their entire lives, become beneficiaries of luck; the meeting of preparation and opportunity.

Every human being has innate abilities. These are inborn strengths hardwired into your DNA from the moment of birth. Your job in life is to find out what you’re good at and devote yourself to it for the rest of your life. What you’re good at is usually something that comes easier to you than to others. That’s life’s way of winking at you. Your strengths are the clues to finding  your inborn, natural abilities. Find your strengths, devote your life to improving them and luck will follow.

Luck is the precursor to success. You cannot become successful without luck. In order for luck to occur, you must relentlessly develop those abilities that come naturally to you. You must invest your time and energy in perfecting them. Find your strengths, develop those strengths relentlessly and luck will follow. 






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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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