Survive Until You Thrive


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Most people have dreams. They dream about being rich. They dream about quitting their jobs and being their own boss. They dream about buying real estate or starting their own company. They dream about living in a beautiful home near the beach, on a lake, in the big city or in the mountains. They dream about being able to afford to send their kids to college.

Dreams are critical to success. But dreams are really just your brain’s way of telling you to get moving.

Self-made millionaires are ordinary individuals. They are just like everyone else, with one major difference. They took action on their dreams. They are dreamers who became doers.

When you take action on your dreams, that means you become fully invested in your dream. It takes over your life. You think about it 24/7, 365 days a year, year in and year out. Self-made millionaires invest everything into their dreams: all of their money, all of their time and all of their emotions.

As a result, they are forced to forgo the immediate pleasures of life. They sacrifice today for tomorrow. Their real underlying dream is really for a brighter future for themselves and for their family. But to get there, they must make sacrifices. They have to struggle and do without in the early going.

I have a client I have been mentoring for some time to become rich. A few years ago she decided to pursue one of her dreams. She took action. After three years of pursuing her dream, she is still struggling every day to survive financially. But in our last meeting it became clear to both of us that if she could survive the next two years financially, she would become very wealthy. There is now light at the end of the tunnel.

That’s what self-made millionaires do. They dream, they take action on their dreams, they struggle to survive financially early on and then they thrive. The hardest part is surviving the journey. But the journey does get easier. And when things start to get easier, that is when you know you are getting close to success. You must survive until you thrive.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. Another great article! Thanks Tom.

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