Survivors Succeed


Tom Corley boats - crop

I was on the phone recently with one of my favorite clients. He’s a balls to the wall entrepreneur, fearless and always optimistic. Like me with my Rich Habits business, he’s chasing a dream. He’s got a neat business model in that there is enormous upside potential. One or two things can go his way and tomorrow he could be a millionaire. But since 2008, he’s gone through hell. The Great Recession, irrespective of what the politicians and their media cohorts tell you, is still devastating small businesses, even eight years later.

At times, my client said he felt as if the everything was crashing in on him. At times he confessed to me that he felt like throwing in the towel. At times, he pondered if it would be better if he just filed for personal bankruptcy. We had many dark conversations.

Somehow, he was able to survive. Somehow, he was able to find the money to keep the banks and creditors from taking action against him. Somehow, he was able to keep his business afloat. He pivoted into other areas in his industry that were potentially more profitable.

In 2014, things began to turn around. A few of those opportunities began to pay off. He was able to pay down some of the debt he had accumulated in order to survive. 2015 and 2016 was more of the same thing. He no longer has banks and creditors calling him every day. He’s not out of the woods, but he is out of the forest fire. As he said to me on our call, “I’m one or two deals away from being a multimillionaire”. What an attitude.

And it’s precisely the attitude you need in order to succeed as an entrepreneur. Successful entrepreneurs very often have to walk through hell in order to get to heaven. They understand that the law of averages at some point kicks in. If you persist and somehow survive the dark days, eventually you get lucky.







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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. This is so true! Thanks for the inspiration 🙂

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