The Quality of Your Life = The Quality of Your Habits


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We are not creatures of circumstances. Circumstances can be changed. We are creatures of habit. Your life is not a product of luck, fate or the circumstances you were born into, but a product of your habits.

Habits are repetitive thoughts that lead to repetitive behavior. If your thoughts are positive and upbeat, your behavior will reflect that. If your thoughts are negative and pessimistic, your behavior will reflect that. This is why you must be conscious of the thoughts you have. Thought awareness is critical to forging good habits and eliminating bad habits. 

Habits exist to conserve brain fuel. They exist to automate our thinking and behavior in order to reduce the amount of work the brain must do. Your subconscious mind (limbic system, brain stem and cerebellum) is the seat of your habits.

Your habits define your life. They act like a mirror, reflecting the quality of the life you have. Good habits (Rich Habits) lead to a good life; bad habits (Poor Habits) lead to a bad life.

Rich Habits help you build a quality life; one filled with abundance, good health and happiness.

Poor Habits contaminate your life. Over time Poor Habits will drag down you into an abyss; a black hole, of poverty, poor health and unhappiness.

Your habits affect everyone around you – your family, friends, your colleagues at work and your community. Good habits improve relationships; bad habits destroy relationships.

The quality of your life depends on the habits you forge. If you want to upgrade, or improve your life, you must upgrade or improve your habits. Habits are the reason you live in a mansion on the beach or in a slum. They are the reason your children go to the best private schools, or not. Your habits are the reason you are financially free in retirement or dependent upon your children for financial help.










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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. Very interesting article! I agree, habits can also be like a mirror and reflect my life. Good point! Please let us know what you think about this article: would love to have your input!

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