Tip o’ the Morning to Ya – Don’t Fear Change

Rich Habits Word of the Day

Cowed – Afraid, fearful.    Tom would not be cowed by his fear of rejection and decided to take the baby step of starting his new book.

Rich Habits Fact of the Day

The world famous minister, Joel Osteen, sells out places like Yankee Stadium and speaks live to 40,000 a week who visit Lakewood church every Sunday (the mega-church meets in Houston at the former Compaq Center). Osteen says the week before his first sermon in 1999 marked the worst days of his life. “I was scared to death,” he says. At the time he knew very little about speaking or preparing a message. In fact he was perfectly content to sit behind the video camera during his father’s sermons. When his father passed away, Osteen’s wife and family encouraged him to take the stage.

Osteen did not overcome his fear for a long time. The conversations he heard didn’t help. “I overheard two ladies say, ‘he’s not as good as his father.’ I was already insecure and—boom—another negative label.” Words, he says, are like seeds. If you dwell on them long enough they take root and you will become what those words say you’ll become—if you let them. Osteen says negative labels—the ones people place on us and the labels we place on ourselves— prevent us from reaching our potential.

Rich Habits Lesson of the Day

Fear rears its ugly head in  the face of change. Even if that change is good, fear can hold you back. Do not confuse fear with intuition. Fear is a Poverty Emotion. Giving into fear is a Poverty Habit. Wealthy, successful individuals have made it a Rich Habit not to give into fear. Fear is one of those limiting beliefs that hold many of us back. The key to overcoming fear is to make a habit of overcoming fear by embracing small change in your life through baby steps and leaning in, just a little. Small baby steps help you to gain momentum. Each time you conquer your little fears, you gain confidence to face the larger ones. Once you overcome your larger fears, the experience will give you confidence to embrace change and not fear it.

Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit, Money.com, India TV, News.com Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money, SUCCESS.com, Inc.com, and the Huffington Post. Tom is a frequent contributor to Business Insider, Credit.com, Bankrate.com and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
 
Phone Number: 732-382-3800 Ext. 103.
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