Tip o’ the Morning to Ya – Eliminate Bad Luck

Rich Habits Word of the Day

Serendipity – Good luck. After years of pursuing his dream, serendipity visited Tom when he least expected it.

Rich Habits Fact of the Day

American researcher Roy Plunkett was experimenting with gases for Freon refrigerants for Dupont in 1938 when he inadvertently left a sample out overnight. By morning, it had frozen to a whitish wax. But rather than consign the lump to the trash, he tested it to discover some of its very unusual properties. By 1945 it was trademarked as Teflon and Dupont managed to find a wealth of applications for its latest profit maker, from kitchenware to cable insulation.

Rich Habit Lesson of the Day

There are two types of bad luck. Random Bad Luck and Detrimental Luck. You have no control over Random Bad Luck. We all experience, rich or poor at some time in our life. But we do have control over Detrimental Luck. this type of luck is created by those who have Poverty Habits. Examples include overeating, not exercising, failure to engage in continuous self-improvement, poor relationship management, not saving and many others. When you engage in such bad behaviors, in time, those behaviors will manifest Detrimental Luck. It’s a cause and effect process. Poor behavior = Detrimental Luck. Detrimental Luck can be a heart attack, diabetes, divorce, a job loss or financial struggles. The remedy is to adopt certain good Keystone Habits that will not only eliminate Detrimental Luck but also create a unique type of good luck known as Opportunity Luck. I all these good Keystone Habits the Rich Habits. Examples include watching your calorie intake daily, avoiding junk food, exercising aerobically every day, daily self-improvement reading, good relationship management strategies (Happy Birthday Call, Hello Call, Life Event Call) and living below your means (80/20 Rule).

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit, Money.com, India TV, News.com Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money, SUCCESS.com, Inc.com, and the Huffington Post. Tom is a frequent contributor to Business Insider, Credit.com, Bankrate.com and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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