Tip o’ the Morning to Ya – Re-Write Your Life’s Script Today

Rich Habits Word of the Day

Transmutation – To change. Tom’s transmutation, since adopting the five-year letter strategy, was nothing short of miraculous.

Rich Habits Fact of the Day

Bill Gates: Gates didn’t seem like a shoe-in for success after dropping out of Harvard and starting a failed first business with Microsoft co-founder Paul Allen called Traf-O-Data. While this early idea didn’t work, Gates’ later work did, creating the global empire that is Microsoft.

Rich Habit Lesson of the Day

What do you want your life to look like in 5 years, 10 years or 20 years? One strategy that I learned during this Rich Habits journey I’ve been on the past 9 years is the use of the five-year letter. I learned it from my publicist, Lauri Flaquer (http://www.successwithsaltar.com) who is part of the outstanding Canfield Train the Trainer Program (https://jackcanfield.com/train-trainer-2014-now-accepting-applications-2/). It’s a letter you write to yourself but the date of the letter is five years from today. In the letter, you describe what your life is like five years from now. Specificity is key. Describe in your letter where you live, what kind of house you live in, what car you drive, what you do for a living, how much money you make etc. You describe what you’ve done the past five years; the goals you’ve accomplished and the dreams that have come true. It is essentially, a blueprint for your future life. It’s a fun exercise and you will find yourself getting excited and feel your thought process change to one that is upbeat, positive and optimistic. I incorporated this letter into my Daily Mind Routine and I read my five-year letter every morning on my commute to work. It help’s shift your thinking for the day from negative to positive; from bad to good; from sad to happy. With the new year here try it out. You will be surprised by the results. Before I created my five-year letter my book, Rich Habits, was languishing at 35,000+ on Amazon. With the help of this five-year letter my book shot up to #1 on Amazon and it’s been in the top 100 of finance books on and off since July 2013. If you want to change your life it begins by changing your thinking.

Be Sociable, Share!
Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit, Money.com, India TV, News.com Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money, SUCCESS.com, Inc.com, and the Huffington Post. Tom is a frequent contributor to Business Insider, Credit.com, Bankrate.com and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
Email Tom
| Download Media Kit


  1. Thanks so much for the mention, Tom. This is great advice for anyone and everyone. It doesn’t cost a cent and helps people think long term.
    If I may say so, 2013 has brought you much closer to those five year goals. I know that 2014 is going to bring them to fruition.
    Thank you for your dedication to the work that I do and your continued support. You are a superstar!

Speak Your Mind