Tip o’ the Morning to Ya – Success and Risk

Rich Habits Word of the Day

Impetus – Motivation.  Tom’s impetus for writing Rich Habits was to share his research with those struggling financially.

Rich Habits Fact of the Day

It was Jan. 24, 1984, when a young Steve Jobs — sporting a goofy bow tie — stepped onto a stage in Cupertino, Calif., and unveiled the Macintosh. The Macintosh shipped with only 128K of memory, compared with the 1,000K RAM in the Lisa. It also lacked an internal hard drive, at Jobs’ insistence. And the Macintosh didn’t have a fan (Jobs believed that it “distracted from the calm of the computer,” Isaacson wrote.)

“This caused many component failures and earned the Macintosh the nickname ‘the beige toaster,’ which did not enhance its popularity,” Isaacson wrote in his biography on Steve Jobs.

Apple sold 70,000 Macintosh computers by April. But by the end of the year, it was selling only 10,000 a month. By January 1985, with the company discontinuing the Lisa, Apple was plunged into a crisis. The result over the next several months was a showdown of sorts between Sculley and Jobs that the latter eventually lost, leading to his departure from Apple that summer. Less than 18 months after the launch of the Macintosh brought Jobs international acclaim, he was out of the company he founded.

In 1986, Apple came out with the Macintosh Plus, which had 1 megabyte of memory. That machine was powerful enough to run new desktop publishing software that made it a hit with creative types.

Over time, of course, it turned out that Apple and Jobs were right about many of the feature of the original Macintosh. Jobs believed in designing the Macintosh that it was important for hardware and software to be tightly integrated, a philosophy Apple continues to embrace to this day. And of course the graphical user interface and the mouse have become standards of personal computing. As a result, the original Macintosh has had a legacy that stretches far beyond its own success as a product.

Rich Habits Lesson of the Day

Taking risks requires overcoming your fears. Fear of losing money and fear of failing hold most people back from pursuing a dream, purpose or major goal. Successful people take risks in spite of their fear of economic loss or failure. They have adopted the Rich Habit of facing their fears. Taking risk means you will face many obstacles; you will face frustration; you will make mistakes and you may fail. Passion for pursuing your dream, purpose or major goal enables you to overcome all roadblocks. Only by taking risks will you find out just how remarkable you are. Taking risks forces you to learn and evolve and unleashes your inner genius.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit, Money.com, India TV, News.com Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money, SUCCESS.com, Inc.com, and the Huffington Post. Tom is a frequent contributor to Business Insider, Credit.com, Bankrate.com and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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