True Wealth is About Much More Than Money

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When most think of wealth, they think about money. The thinking goes, the more money you have, the wealthier you are. But wealth is about much more than money. True wealth is measured by how much freedom that money buys and how much fulfillment you have in your life. Money can buy you freedom, permitting you to do things, and go places, others cannot go. Or money can imprison you. Like a ball and chain, money can anchor you to a business or profession filled with responsibilities, obligations, deadlines and stress.

So, when you measure true wealth, you must take into consideration what type of life you have. In my two latest books, Change Your Habits Change Your Life and Rich Habits Poor Habits, I do just that. Below is a snapshot of a few of the things that truly make you wealthy:

  • You Have a Strong Social Network – You are surrounded by family, friends and associates you enjoy being around. you interact with your inner circle on a daily basis, enriching each others lives. Your relationships act like a force field, protecting you against anything life throws at you and they act as a buffer, protecting you from individuals who do not have your best interest at heart.
  • Your Life Has Meaning – You feel fulfilled because you like what you do for a living. You also generously share your time and money in improving the lives of others. You do this primarily through your work with local non-profit organizations whose cause you believe in.
  • You’re Healthy and Physically Fit – You work hard to maintain your health. You eat right and exercise every day. You are proud of the way you look.
  • You Fill Your Life With Happiness Events – You are engaged in hobbies and activities that you enjoy and which make life worth living.
  • You Don’t Worry – You don’t allow the stress of daily living to bring you down. You have a positive, optimistic outlook. As a result you see solutions, rather than obstacles, to every problem.
  • You Feel in Control of Your Life – You’ve worked hard to create the life you have. You feel you have some measure of control over the events in your life. You are self-reliant and not dependent on others.
  • Your Mind is Engaged – You are constantly learning and growing as an individual. You read books in order to learn more. You constantly seek to develop new skills and new talents.
  • You Sleep Well at Night – Because of your positive, optimistic outlook and your efforts to pursue a life of meaning, you do not fret over the trivial things in life.
  • You Look Forward to Life – You wake looking forward to each day.
  • You See Good in Others – You choose to ignore the defects in others, seeing only their good qualities.
  • You Pursue Your Dreams – You enjoy pursuing things you are passionate about. This fills you with excitement each day. You look forward to the challenges you will face and you enjoy finding solutions to the obstacles that get in your way.
  • Your Children Are Succeeding in Life – Because you devoted much of your adult life to mentoring your children for success, you are filled with happiness in their success as adults.
  • Money Does Not Control You – You have worked hard in building a financial foundation in which you no longer need to be concerned about surviving financially. You have accumulated enough money to live the life you desire. You have very little debt, or no debt at all. You have adequate retirement assets that provide the mortar for your sound financial foundation. Because your finances are in good order, you have fewer problems in life.
  • You Have Valuable Skills – Throughout your life you have been focused on developing certain skills that make you valuable to society.
  • You Embrace Change – You understand that the one constant in life is change and you embrace it. You have conditioned your mind to not fear change.
  • You Are Happy With What You Have – You are not focused on what you do not have. Instead, each and every day you are filled with gratitude for all of the blessings in your life.



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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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