Two Reasons You’re Miserable


Tom Corley boats - crop

If you spent as much time as I have, as a fly on the wall of the rich and the poor, you’d come to understand, as I do, what makes them tick.

You’d learn that pursuing something you are passionate about geometrically increases your chances of becoming rich and successful.

You’d learn that persistence separates those who succeed from those who fail.

You’d also learn a lot about why the rich are happier than the poor.

When you boil it down, happiness and unhappiness come down to two things:

  1. Expectations and
  2. Control

When your expectations are met, you are happy. When your expectations are not met, you are unhappy.

When you feel like you are in control of your life, you are happy. When you feel like you are not in control of your life, you are unhappy.

Most of the rich in my study were happy because they pursued their dreams and goals with a relentlessness that bordered on fanaticism and eventually realized their dreams and goals.

But, along their march towards realizing their dreams and goals, they often struggled. They struggled in achieving goals and overcoming obstacles.

Failing to meet a goal or overcome an obstacle, caused them emotional anguish and made them unhappy.

So, through trial and error they learned the importance of pivoting. They adjusted their goals and lowered their expectations in order to reflect the reality of the situation, so they could overcome those obstacles that stood in their way and realize their goals.

When they made this adjustment, the ups and downs leveled off. Their expectations began to match their results.

Lowering their expectations enabled them to meet their expectations and that made them happy.

That happiness supercharged them with more passion, which enabled them to continue their relentless march towards success.

Eventually that relentlessness paid off – they succeeded.

And that success gave them a feeling that they were in control of their life, which made them happy.

Meeting expectations and feeling you are in control of your life are the two main variables that create  a happy life. Failing to meet expectations and feeling as if you are not in control of your life result in an unhappy life.


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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit,, India TV, Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money,,, and the Huffington Post. Tom is a frequent contributor to Business Insider,, and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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