Why Do So Few Ring the Bell While So Many Get Their Bell Rung?

Circumstances are temporary but made permanent by our daily habits. Those who have good daily habits do well in life. Those who have bad daily habits, do not. The few with good daily habits are rewarded with success, wealth, good health and, above all, happiness. The masses with bad daily habits fail, struggle financially, have poor health and, above all, are unhappy.

Your daily habits dictate your circumstances in life. Changing your circumstances requires that you change your daily habits. Most, in America, are born into either poverty or the middle-class. 87% of those who are rich were raised in a  poor or middle-class home. Yet, somehow, they were able to rise above their circumstances and achieve wealth. So, clearly, circumstances you are born into do not dictate your financial status in life. But how do they do it? How do they rise above their circumstances?

Those lucky few who achieve financial success in life were the beneficiaries of a success-mentor. Most of those fortunate few received their success-mentoring from parents, rich or poor, who dedicated their lives to teaching their children good daily success habits. The rest found mentors in the classroom, at work, in books or through the school of hard knocks – typically by starting a small business.

If you were born into a poor or middle-class home and desire to become wealthy, you have to want to change your circumstances. No one will do it for you. It’s all up to you. You can choose to wallow in self pity, blame your circumstances, your parents, society, the government, bankers or Wall Street. Or you can choose to take control over your life and change your circumstances. Deciding to be a victim is the road most take. Because of their limiting beliefs they get their bell rung financially their entire lives.

The fortunate few, however, choose another path. They choose to take responsibility for their lives and shun the idea that their circumstances dictate their lot in life. They engage in daily self-improvement. The engage in daily self-education. They read and learn every day. They make an effort to associate with other successful or like-minded people. They eliminate bad habits which hold them back in life. They cast aside their limiting beliefs and, as a result, ring the bell financially.


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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit, Money.com, India TV, News.com Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money, SUCCESS.com, Inc.com, and the Huffington Post. Tom is a frequent contributor to Business Insider, Credit.com, Bankrate.com and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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