Most of the Wealthy Are Self-Made

Rich Habits

You may find this hard to believe, but this kind, gentle-hearted, wealth philosopher to millions, is also hated by millions.

They just don’t like my Rich Habits message.

And, what exactly is that message?

That you are the cause of your life circumstances. But, more specifically, that your habits are why you’re poor or stuck in the middle-class.

At the core, their hate is manifested in the belief that those who are poor or struggling financially in life, are victims of their circumstances, not the cause of their circumstances.

Now, in defense of my many critics, they do have some reasoning behind their hard-core ideology.

You see, most people are born into either poverty or the middle-class. According to my Rich Habits Study, approximately 76% of the millionaires in my study came from poverty or the middle-class.

And, there are many studies that corroborate my findings. Some, like David Lincoln’s annual Wealth X Report, U.S. Trust Insights on Wealth and Worth Survey or PNC’s Wealth Management Survey, all found that between 69% – 77% of millionaires were self-made.

Those who are poor were almost certainly raised in households that were poor. As a result, they didn’t have access to private schooling, tutors, healthy food, or mentors who could steer them our of poverty.

So, my critics are right, to a point. The fact is, most people start out behind the eight ball.

But then you grow up, become adults, and that is where I come in, or where my Rich Habits come in.

My mission is two-fold:

#1 TEACH WHAT DOES NOT WORK – To shine a light on what does not work – Poor Habits, Poor Thinking, Lack of Emotional Control, Forging Toxic Relationships, Failure to Engage in Daily Growth Habits, Poor Health Habits, Time-Wasting Habits and many other things represented by the over 340 data points I tracked and summarized in my Rich Habits Research Summary – specific habits, behaviors and thinking that poor people have.

#2 TEACH WHAT DOES WORK – To shine a light on what does work – Rich Habits, Rich Thinking, Emotional Control, Forging Rich Relationships, Engaging in Daily Growth Habits, Healthy Habits, Avoiding Time-Wasting Habits and many other things represented by the over 340 data points I tracked and summarized in my Rich Habits Research Summary – specfic habits, behaviors and thinking that self-made, wealthy people have.

When you become an adult, you have a choice – you can unconsciously continue following the Poor Habits that kept your parents poor, or you can shed yourself of those Poor Habits and forge Rich Habits that create success and the byproduct of success – wealth.

You are only a victim as a child. Once you become an adult, it’s all on you. And I exist to help show adults how to transform their lives, through my Rich Habits research.

My mission is to share my unique Rich Habits research in order to add value to your life and help you realize increased wealth, superior health, abundant success, fulfillment & happiness. If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You!



  1. Nicholas Harper on April 28, 2020 at 12:26 PM

    I could not agree more with this. Success, or lack of it, is a CHOICE.

  2. Paul Mix on April 28, 2020 at 1:09 PM

    Great material
    Keep sending
    I’m raising next generation millionaires
    Need this material

  3. debbie on April 28, 2020 at 2:41 PM

    Couldn’t agree more. I also believe that it becomes more difficult to break the entangled situation.
    Once a person has recognized all the information they received was wrong, they are in an additional set of circumstances they need to climb out of. With your guidance Tom, the next generation will be smarter, more goal oriented. Thank you

  4. Clara on April 28, 2020 at 4:32 PM

    “As a man thinketh in his heart, so is he”.

  5. Ronnie on April 28, 2020 at 8:57 PM

    We really need this more than ever now!
    Keep up the great work!

  6. Germaine on April 30, 2020 at 12:19 PM

    Yes! Remaining poor is a choice.

  7. Jason on April 30, 2020 at 3:00 PM

    Our initial start in life is only ONE factor of our story. Modern media would make you think it is the ONLY factor regarding our level of success in life. Totally False. The power of choice is like compound interest with the resulting interest rate working either for you or against you. Thank you Tom.

Leave a Comment