10 Incontrovertible Truths About Those Who Strike it Rich


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Becoming wealthy is not a fluke. I spent five years studying rich people in order to find out what they did from the moment they woke up in the morning to the moment they put their head on the pillow.

In my book, Change Your Habits Change Your Life, I share ten incontrovertible truths about creating wealth that you should know if you want to be rich:

  1. Wealth Requires Daily Practice – You must read to learn every day. You must practice some marketable skill every day. Daily practice is how you grow into the person you need to be in order to become successful and wealthy.
  2. Wealth Requires Good Habits – You must forge good habits and eliminate bad habits. Good habits lift you up. Bad habits pull you down.
  3. Wealth is Not Inherited – Depending on the study, 80% or more of wealth in America is first generation. Meaning, 80% or more of the wealthy rose from poverty or the middle-class.
  4. Wealth Requires Work – You will have to work 50 hours or more every week, for many years, in order to become rich. The work you do will have to be focused work. Focused work is intentional work – the daily pursuit of goals related to a dream or dreams you are passionately pursuing.
  5. Wealth Requires Relentless Persistence – Those who succeed and become rich never quit. They will go bankrupt, rather than quit. They will get divorced, rather than quit. They will die, rather than quit. They will sacrifice just about everything in the pursuit of their dreams and goals. They are relentlessly, obsessively persistent.
  6. Wealth Requires a Team – You must surround yourself with apostles who believe in what you are doing and who will follow you off the cliff in the pursuit of your dream.
  7. Wealth is Attracted to Dreamers – Those who amass the most wealth are dreamers. They devote their lives to pursuing some dream.
  8. Wealth Requires Passion – You must like or love what you do for a living in order to become wealthy. When you like or love what you do, you will devote more time to it.
  9. Wealth Requires Good Health – You can’t make money from a hospital bed. You must exercise every day and eat nutritious, healthy food.
  10. Wealth Requires Luck – Luck is a common denominator of every self-made millionaire. Persistence creates luck. Those who refuse to quit, eventually get lucky.

Times may change but truths never do. These are hard truths that apply to every generation interested in accumulating wealth. Individuals who embrace these truths change the circumstances of their lives, and the lives of their children, forever. We call these individuals self-made millionaires.

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Thomas C. Corley About Thomas C. Corley

Tom Corley understands the difference between being rich and poor: at age nine, his family went from being multi-millionaires to broke in just one night, due to a catastrophic fire that destroyed his Dad's thriving business. For fourteen years they struggled with poverty. There were eleven in Tom's family, and they lived in constant fear of losing their home.

Driven by the desire to unlock the secrets to success and failure, Tom spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period. To give you some perspective, in order to be a true Amazon Bestseller in the United States, where you actually receive a specific Bestseller designation from Amazon, you need to be in the top 100 of all books sold by Amazon in the United States in a given day. Rich Habits did that for nearly thirty straight days, rising as high as #7, eclipsing such Bestselling authors such as Stephen Covey, Robert Kiyosaki and J.K. Rowlings. Imagine that - an unknown, first-time, self-published author selling more books than J.K. Rowlings!

Tom now travels the world, sharing his Rich Habits and motivating audiences at industry conferences, corporate events, universities, multi-level marketing group events, and global sales organizations’ presentations and finance conferences. He has even spoken on the same stage with famous entrepreneurs and personal development experts, such as Sir Richard Branson, Robin Sharma, Dr. Daniel Amen, and many others.

Tom has shared his insights on various national and international network, cable, and Internet television programs such as CBS Evening News, NBC News, Yahoo Financially Fit, Money.com, India TV, News.com Australia, and a host of others. He has been interviewed on many prestigious nationally syndicated radio shows, including the Dave Ramsey Show, Marketplace Money, and WABC.

Tom has been featured in numerous print magazines—such as Money magazine, Inc. Magazine, SUCCESS Magazine, Entrepreneur magazine, Fast Company magazine, More magazine, Epoca Magazine (Brazil’s largest weekly) and Kiplinger’s Personal Finance magazine—and various online publications, including USA Today, CNN, MSN Money, SUCCESS.com, Inc.com, and the Huffington Post. Tom is a frequent contributor to Business Insider, Credit.com, Bankrate.com and a few other media outlets.

National publicity has garnered international media attention for Tom and his Rich Habits research spanning 23 countries. Broadcast media, online publications, and television throughout Asia, the South Pacific, Europe, the United Kingdom, and Central and South America have shared his powerful message.

In an effort to help parents, grandparents, teachers and adults become success mentors to the younger generation, Tom released his second book, Rich Kids: How to Raise Our Children to be Happy and Successful in Life in 2014. This book was the self-help category winner of the 2015 New York Book Festival and Runner-up in the prestigious 2015 Writer’s Digest Self-Published Book Awards Contest. In 2016 Tom released his third book, Change Your Habits, Change Your Life. This book provides the latest science on habit change as well as more of Tom's unique research on the specific habits that helped transform 177 ordinary individuals into self-made millionaires.

Besides being an author, Tom is also a CPA, CFP, and hold a master’s degree in taxation. As president of Cerefice and Company, CPAs, Tom heads one of the premier financial firms in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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