Archived Articles

Poor Habits Holding You Back From Living A Great Life – Lack of Self-Awareness Poor Habit

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Compassion is a Rich Habit. But, What Is Compassion?

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Did You Know That You Have Brain Cells That Are Specifically Devoted to Helping You Achieve Your Goals?

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Confidence Increases With Competence

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88% of Self-Made Millionaires Said Luck Was a Major Factor in Creating Their Wealth. They Also Said Their Habits Created That Luck

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There’s a Very Unusual Reason Self-Made Millionaires Obsess About Their Habits

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Self-Made Millionaires Sacrifice a Good Today for a Great Tomorrow

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64% Of The Self-Made Millionaires In My Rich Habits Study Said Their Daily Habits Were Responsible For Their Success

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The Success Mantra Used By Millionaires

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Rich, Successful People Are Growth Addicts

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Are Rich People Competitive By Nature?

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5 Questions To Ask Yourself In Order To Find Yourself and Your Purpose

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How Can You Change Your Life When You Feel Hopeless and Unmotivated?

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Your Will Be Done. You Are The Only Person Who Can Improve Your Life

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Is It Possible To Pursue Wealth and Work-Life Balance At The Same Time?

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Wealthy Heroes

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Extraordinary Wealth Requires The Extraordinary

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The Secret To Success – I Discovered The Secret To Success After Studying Self-Made Millionaires For Five Years

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Scattered Focus = Scattered Results

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Self-Made Millionaires Create Multiple Streams of Income Through Massive Focused Effort

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Abundance Creating Habits

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How To Grow Your Own Money Tree

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How Passion Can Be Used to Transform Dreams Into Reality

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How Olympians Practice

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Is Bitcoin Money?

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If You Are Poor, What Should You Do Right Now?

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28 Things Rich People Invest Their Money In

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8 Lies About the Rich

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Why Do You Want to be Rich?

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Parents Raise Children – Mentors Raise Millionaires

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Being Hopeful is a Common Trait Among Self-Made Millionaires. Feeling Hopeless is a Common Trait of the Poor

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74% of Millionaires Learned Their Success Habits From Their Parents

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Most Self-Made Millionaires Share One Common Trait – They Are Very Competitive

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Only 19% of Self-Made Millionaires Were Divorced

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Why Do So Many Hate the Rich?

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This University Produces the Most Millionaires

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Advantages and Disadvantages of Growing up Rich

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33% of Self-Made Millionaires Were Below Average Students

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93% of Self Made Millionaires Used Credit Cards With Reward Points

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Who Would Like to Review an Advanced Copy of Rich Habits 2nd Edition?

Entrepreneur Press will be releasing the Expanded Second Edition of Rich Habits on January 2, 2025. I have three Advanced Reader Copies and I am looking for three individuals who…

Singapore Radio Interview on the Top 16 Rich Habits

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70% of Self-Made Millionaires Became Wealthy After Age 50

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61% of Self-Made Millionaires Run Non-Profits

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92% of Self-Made Millionaires Do Not Own a Luxury Automobile

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Smart Money Habits of Saver-Investor Millionaires

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Changing Your Money Mindset is the Key to Building Wealth

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53% of Self-Made Millionaires Were Certain They Would One Day Be Rich

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Your Beliefs Are the Foundation Upon Which You Build Your Life

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Being Rich is Not Always About How Much You Make, But it is Always About How Much You Keep

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There is a Difference the Size of the Grand Canyon, in the Way Rich People and Poor People Focus

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Those Who Succeed and Become Wealthy Have High Expectations

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Focus On What You Are Good At – Success and Happiness Will Be Your Reward

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Bragging is Self-Destructive Behavior and a Poor Habit

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Most People Will Not Go the Extra Mile …. And That Gives You the Advantage You Need to Succeed in Life

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Stop Blaming Your Past For Your Present

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If You Want to Be Successful, Rich, Happy and Healthy, You Must Remove Toxic People From Your Inner Circle

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How to Attract Good Luck

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Relationships Create Good Luck

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What’s the #1 Cause of Poverty?

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If Procrastination Is So Bad, Why Do So Many Do It? Effective Strategies to Eliminate Procrastination

It’s clear, from numerous studies over the years, that those who make a habit of procrastinating, do not do well in life. Procrastination is action’s evil twin. It is the opposite…

One Rich Habit Can Transform Your Life and the Lives of Your Children

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When Your Definition of Success Is The Kardashian’s Or The Housewives of LA, It’s Safe To Say You’ve Lost Your Way And Your Values. 

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Success is a Team Effort

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To Self-Made Millionaires, Relationships Are Like Gold – Relationships Are The True Currency of the Wealthy

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What Excites You? When You Find the Answer to This Question, Your Life Will Change Forever

When you find the answer to that question, you will have found your true calling in life. If you find value in these articles, please share them with your inner…

Asking Yourself This One Question Will Keep You Focused And On Track, As You Pursue Success

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How Successful Entrepreneurs Survive Adversity

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Self Awareness is the First Rich Habit Because it is the Most Important Rich Habit

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Low Self-Confidence Impairs Your Health. Strategies to Boost Self-Confidence

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Curiosity is a Common Rich Habit Among Successful Individuals

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Who Do I Want To Be? The Answer to This Question Will Transform and Define Your Life

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The Most Powerful Source of All Habits

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The Past Doesn’t Matter. All That Matters is What You Do Today

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When Hope is Alive, Your Dream Will Never Die

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If You Want to be an Industry Expert, You Must Become a Thought Leader in Your Industry

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Wealth is Attracted to Those Who Add the Most Value to the World

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There Are 3 Levels of Confidence

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WHY Is It That Some Are Able to Succeed Where Others Fail?

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Only 4% of Poor People Become Rich. Why is it so Hard for the Poor to Become Rich?

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Deadlines Are Meaningless in the Achievement of Goals

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How Do You Create an Exceptional Life?

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How to Unclutter Your Mind and Eliminate Worry

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If You Want to be Successful, Get Comfortable Asking For Help

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The Most Successful Entrepreneurs Put Everything On The Line and Have No Option But to Succeed

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When You Become Obsessed, It’s Impossible to Fail

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How Self-Made Millionaires Become Masters of Their Universe

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Seven Thinking Habits of Self-Made Millionaires

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Habits and Strategies That Boost Motivation and Increase Your Odds For Success

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What is Happiness?

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Toxic People Have Certain Toxic Traits That Act Like a Virus, Infecting Everyone Around Them

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Three Things The Successful Do Differently

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Successful, Wealthy People Have Plenty of Bad Habits. The Big Difference is They Control Their Bad Habits

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Countries Who Reward Success

Creating success, and it’s byproduct, wealth, is never easy. However, it is made easier in certain countries. Some countries take significantly less in taxes than others, which provides more of…

Money Won’t Make You Happier But It Will Eliminate 58% Of The Unhappiness Caused By Not Having Money

I spent many years studying the rich and the poor in my Rich Habits Study and found that there were twelve problems almost everyone has to contend with in life:…

5 Habits That Add 12 Years to Your Life

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Habits Are Contagious

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Unleashing Your Dormant Super Powers

All individuals have what I often like to call “Super Powers”. These “Super Powers” are embedded in our DNA. All we have to do, as human beings, is turn on…

Thank You for Your Feedback

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How Long Does it Take to Make a Friend?

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The War Against Freedom And The Pursuit of Wealth

Wealth is a byproduct of success. It is the carrot at the end of the stick. Take away that carrot and you remove the desire to pursue success. Socialism not…

Good Etiquette Boosts Your Odds of Success

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Don’t Believe the Wealth Haters – Most of the Wealthy in America Are Self-Made

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The Devil Made Me Do It. Why We Do Bad Things

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Creative Genius is Born Out of Blood, Sweat and Tears

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Money Habits That Keep You Poor

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Big Picture Comes First. Details Come Later

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Inherited Wealth is a Disadvantage

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The Most Successful Entrepreneurs Are Outsiders Who Simply Refused to Play by the Rules

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How to Avoid Making Mistakes

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Find Your Superpower and Your Life Will Change Dramatically

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The Law of Momentum

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Three Traits Successful People Share

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Don’t Let Others Infect You With Their Negativity

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Successful People Are Open to New Ideas, Beliefs and Thinking. Unsuccessful People Are Frozen in Their Thinking

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The Discomfort of Success

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Employees Who Make Themselves Indispensable, Become Rich Employees

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Rich Habits #6 – Everything in Moderation

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Follow Your Dreams

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Are You Following Any Concrete Strategy for Success?

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Doubt Forces You to Grow and Improve

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If You Feel Disgusted With Your Life, You Are in Good Company With Many Famous, Successful People. Disgust Forces Change

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How Long Does it Take For You to Transform Your Life Through Habit Change?

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How to Create Your Dream Life

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Your Daily Habits Show Up in the Mirror

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How To Get Back On Track

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Be Wary of Taking Advice From Celebrities and Influencers. Most Do Not Know What They Are Talking About

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A Fish Rots From the Head Down

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Ready, Fire, Aim is a Recipe for Failure and Poverty

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We All Have a Main Purpose in Life. We Are Not Here to Simply Live and Die

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Defeating Pessimism

Tom Corley is an accountant, financial planner and author of “Rich Kids: How to Raise Our Children to Be Happy and Successful in Life”, Effort-Less Wealth, Change Your Habits Change Your Life,…

Think Big, Start Small – Taking That First Courageous Step is All You Need To Focus On

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You Absolutely Can Become Wealthy as a 9-5 Employee

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Most Self-Made Millionaires Started Out as Ugly Ducklings and Transformed Themselves into Swans

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Lady Luck Visits the Persistent

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4 Rich Habits Every Successful Entrepreneur Must Forge in Order to Succeed

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In Order to Improve Your Life YOU Must Change

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The #1 Way the Uber-Rich Made Their Fortunes

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Understanding Happiness

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Don’t Hate The Rich – The Rich Deserve to be Rich

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Frugal Spending Habits of Self-Made Millionaires

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Optimists Live Longer Than Pessimists

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Dabblers Never Get Very Far in Life

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It May be the Industry That Sucks and Not You

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Tunneling Is a Superpower

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In Search of Happiness

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You Control 50% of Your Happiness

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When You Focus, Like a Laser, On Developing Your Strengths, Flaws Don’t Matter

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During the Pursuit of a Dream, All Things Are Messy, Difficult and Frustrating Right Before Success Strikes. Never Quit on Your Dreams

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Authenticity Makes People Fall in Love With You

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Important Lessons I Learned From Failing

The best advice comes from those who tried. While most of the how to get rich advice I dispense, comes from my Rich Habits Study and my various Rich Habits books, I…

Arithmetic Wealth Vs. Exponential Wealth

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Gratitude is a Magnet That Attracts Prosperity and Abundance

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How Much is Your Enslavement Worth?

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Never Let Fear Stop You From Making a Decision. Lessons from Buridan’s Ass

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Con Artists Prey on New Entrepreneurs. Successful Entrepreneurs Share How to Spot These Con Artists

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5 Habits That Will Help You Reinvent Yourself and Transform Your Life

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High Achievers Exploit Their Strengths and Outsource Their Weaknesses

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Wealth Makes You More of What You Already Are

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How the Best Practice

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The System is Rigged Against the Poor and Middle-Class. How to Beat It

The powerful institutions, governments, politicians and wealthy individuals/multinational corporations who fund politicians, use six tools to keep people stuck in poverty or the middle-class: Inflation One hundred dollars in 1922…

4 Ways to Escape Poverty

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Saving Isn’t Easy

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The Fastest Way to Get Rich

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How to Create the Life of Your Dreams. How Self Made Millionaires Achieve 100% of Their Dreams and Goals

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4 Poor Habits That Will Hold You Back From Becoming Financially Free

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7 Money Savings Tips Adopted by Self-Made Millionaires

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You Have Nothing to Fear. Our Amazing Immune System is the Most Fearsome Adversary Any Virus Ever Faced

The Immune System has Six Lines of Defense to protect our health 1st LINE OF DEFENSE – YOUR SKIN Our skin is the first line of defense, preventing almost all…

When Fridays No Longer Matter, You’re on the Right Path

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Crucible Moments Test Your Commitment. Those Who Pass the Test, Become Wealthy

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No One Likes Criticism

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There’s Always Time to Learn and Improve

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Streaming Keeps You Poor

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Why Are So Many Runners Able to Quit Their Long-Term Smoking Habit?

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Pursuing Success is Hard. Be Glad Because the HARD Weeds Out the Competition

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What Do Chickens and Savings Have in Common?

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Little Lotteries

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Financial Questions You Should Be Asking Yourself

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Success is Freedom

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Top 3 Ways to Build Up Your Confidence

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There is a War for Your Mind

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When You Master Money, It Becomes Your Slave

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Associate With Winners, Avoid Losers and Everything in Your Life Will Improve

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Dream Goals Should be Your #1 Priority Every Day

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Why Do So Many Successful People Exercise Aerobically? Aerobic Exercise Boosts Brain Function

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Good Health or Bad Health All Comes Down to Your Daily Habits

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Success is Always Earned

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Success Is Not Event-Driven. It’s Habit-Driven

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Live a Brave Life

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How to Create a New Habit

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Stuck and Unhappy

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Transform Your Life in 100 Days

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How Not to Fail

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Many of the Wealthiest People Never Went to College

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When Spouses Are On The Same Page, Success Is Guaranteed

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Greed is a Cancer That Will Destroy Your Life

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A Simple Strategy That Stops Procrastination and Turns You Into a Workhorse

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Follow Your Dreams

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Positivity Breeds Success

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Anger Is Your Enemy

“A soft answer turns away wrath but grievous words stir up anger.” Proverbs 15:1 Ninety-three percent of the self-made millionaires in my study made a habit of not losing their…

7 Deadly Habits

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Structuring IRA Distributions to Avoid Penalties

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19 Common Traits of Elite Leaders

Trait #1 – Intelligence Almost every Championship-Level Leader in my Rich Habits Study said they owed part of their success to being smart. Smart came in two flavors – some…

9 Types of Freedom

Those who are truly happy are free. But what does freedom mean? Freedom is not one thing. In fact, it is many things. Below are the nine Freedoms: My mission…

The Rule of 3

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It is Better to Tell Someone a Hard Truth Then an Easy Lie

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Five Expenses Ordinary People Have That The Rich Don’t

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Adversity Leads to Learning. Learning Leads to Growth. Growth Leads to Success

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Avoid Doing Business with Braggarts

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ME vs YOU Mindset

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Laser Like Focus Requires Daily Practice

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Three Ways to Boost Your Confidence

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Emotions Drive Behavior

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Wealthy People Make Tough Choices With Relationships

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The Daily Rituals of Self-Made Millionaires

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Ordinary Middle-Class Employees Who Became Self-Made Millionaires

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Teaching Your Kids Smart Money Habits

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How Millionaires Communicate

Constant communication is a prerequisite to building strong relationships. Millionaires are great communicators and because of that they are able to build strong, long-lasting relationships. What are some of the…

How Millionaires Think

Any mental thought, often repeated, becomes a habit. Habitual thoughts lead to habitual behavior. If those thinking Habits are good habits, they will lead to good behavior. Good behavior creates…

Since Schools Refuse to Teach Financial Basics, Parents Must Be The Financial Educators for Their Kids

When I travel the country speaking to high school and college students about exactly what they need to do to become financially successful in life, I always begin my presentation…

Like an Airplane, Most Entrepreneurs Are Constantly Changing Course, in Pursuit of Success

We lionize successful entrepreneurs such as Steve Jobs, Elon Musk, Bill Gates, Henry Ford and Thomas Edison. They inspire and motivate us to pursue greatness. We study them in order…

Most People Are Afraid to be Leaders or Stand Out From the Crowd

Human being are hardwired to be followers. When we don’t do as others around us are doing, it creates stress and anxiety. This desire to follow the herd is a…

The Best Financial Advice I Ever Heard

My best friend, Bill King, is 11 years older than me. Like me, he’s a CPA and a CFP. When I was just starting out in my career, Bill gave…

Strategic Cheating is the Most Effective Way to Forge a New Habit

The path to habit change is awareness, followed by repetition of the new habit. The more you repeat a behavior, the stronger the neural pathway (synapse) becomes, and the stronger…

The Wealthiest in the World are Dreamers

A little boy, hooked on science fiction books, had a dream of one day going to Mars. Today, this little boy runs SpaceX. SpaceX made history in 1998 by being…

How to Give Your Employees Tax Free Achievement Awards

There are very few tax loopholes these days that allow an employer a deduction which is tax free to employees. Health insurance is one such tax free employer provided benefit.…

What Are You Doing to Become Successful?

Are you following any strategy for success? Don’t worry, most aren’t. And that’s the problem. You see, success, and the wealth success creates, is a process, meaning, it requires that…

Using Your IRA to Buy Real Estate

One of the frequent questions I am asked by my clients is whether or not they can use their IRA money to purchase real estate. The answer is always yes,…

Life Insurance Basics

There is no getting around death. You will die. I will die. Most of the time, we hardly think about death. Usually the idea of our own mortality is forced…

When You Look in the Mirror, Do You Like What You See?

When you look in the mirror are you proud of the person you see in that mirror? One of my old friends, who eventually became a deca-millionaire, told me that…

Health Habits That Reduce Plaque Build-Up in Your Arteries

Arteries are blood vessels that carry oxygen-rich blood from the heart to your body. When arteries get clogged, blood flow is reduced, depriving your body of oxygen-rich blood. Over time,…

Your Daily Health Habits Show Up in the Mirror

I come from a big family. On both sides of the aisle, mine and my wife’s, we have over 200 close relatives. We also have a large network of close…

How to Make Your Company Want to Give You More Money

I’d like to dispel a common myth – not every self-made millionaire is an entrepreneur or business owner. Many of them made their millions working for someone else. Eighteen percent…

Stock Compensation Millionaires

In my Rich Habits research, there were four groups of self-made millionaires: Saver-Investors, Big Company Climbers, Virtuosos and Dreamer-Entrepreneurs. Each group built their wealth very differently. For the Big Company…

Every Genius is a Workhorse

The harder I work the more creative I seem to become. The more I write, the more ideas for new articles come bubbling up from my subconscious. It’s not just…

If Self-Made Millionaires Read to Learn Every Day, Why Aren’t You?

One of the stats in my Rich Habits research that stopped me in my tracks was this one: 88% of the rich read 30 minutes or more every day for…

Taxation of Professional Stock Traders

The tax rules for stock investors in general requires three steps. Step one is the netting of short-term capital gains and short-term capital losses. Step two is the netting of…

Tax Efficient Investments

From a tax standpoint, when it comes to investments there are four types:1. Taxable Investments2. Tax-Free Investments3. Tax Advantaged Investments and4. Tax Deferred Investments The purpose of this article is…

Doubt Does Not Stand a Chance When You Have a Clear Vision of Your Destination

Almost all Self-made entrepreneurs swam in a sea of doubt, before they realized success. In my interviews with these extraordinary individuals, I was surprised to learn that while they were on…

You Don’t Always Have to Hit Rock Bottom

When Og Mandino, author of The Greatest Salesman in the World, was at his lowest, he used what little money he had to purchase a gun so he could end…

Questions to Ask When Choosing a Continuing Care Retirement Community

Continuing Care Retirement Communities (CCRC) are communities that offer a blend of services to meet the needs of the elderly. The attraction of CCRCs is the “one-stop shopping” they offer…

How to Get Everything You Want

Success visits those who are very clear about the direction of their lives. It ignores everyone else. If you want to succeed in life, you need to get very specific about…

The Top Two Causes of Unhappiness

The two main causes of unhappiness are: Unmet Expectations The University College London is well-known for it’s numerous, groundbreaking studies, such as the Habit Study, which readers of my articles…

How Long Does It Take to Get Rich?

One of the questions I get asked a lot from the media is this: How long does it take before the Rich Habits begin to produce results? According to my…

Common Expenses Everyone Has, Except the Rich

The poor and the middle-class are forced to spend money on certain things. They simply don’t have much of a choice. In my Rich Habits research I found that the…

Never Quit on Yourself. You Are Far Stronger Than You Ever Imagined

There once was a woman who was miserable with her life. She hated her low-paying, high stress job, yet worried every night about losing it. She and her husband were…

You Must Grow Your Way Out of Poverty

A Fish Rots From the Head Down. What this means to me is that poverty begins and ends in the mind. According to my Rich Habits Study, most of the…

Intermittent Fasting is a Rich Habit

Have you ever heard of Intermittent Fasting? I’ve been studying Intermittent Fasting since 2007. That’s when I discovered that 30% of the self-made millionaires in my study used it to…

What Causes Poor People to Make So Many Bad Decisions

“But everyone who is hasty comes surely to poverty.” Proverbs 21:5 Have you ever been pressured into making a decision? How did that work out? Acting in haste is a…

Prejudice is Indoctrinated Hatred and a Poor Habit

The definition of prejudice is as follows: A preconceived opinion that is not based on reason or actual experience. At its best, prejudice is simple matter of ignorance – a…

Good Partners Make You Rich. Bad Partners Can Bankrupt You

Steve Jobs had Steve Wozniak. Warren Buffet had Charlie Munger. Larry Page had Sergey Brin. Some of the most successful people in the world owe their success to the partnerships…

Poor Habits Turn Your Life Into Landfill. It’s Time to Get Rid of Your Junk

We all do things we should not do. We all have Poor Habits. However, according to my research, having Poor Habits is not fatal to success and wealth accumulation so…

Lack of Time is Not the Problem. Lack of Priorities Is

Almost every day I get a call from someone, somewhere and the first thing they say is, “I know you’re very busy.” I always find my inner voice saying, “I’m…

Your Subconscious is Like a Nagging Spouse

We are genetically predisposed to improve and grow every day. Our subconscious plays the role of a nagging spouse. It challenges us, reminds us and alerts us daily when we…

12 Ways to Turn On Your Happiness Genes

In 2017, Vrije Universiteit Amsterdam, in the Netherlands, published a paper that, for the first time, linked genetics to happiness. In the study of nearly 300,000 people, the researchers, led…

6 Rules Every Successful Entrepreneur Follows

The life of an entrepreneur isn’t easy. The early stages of every start-up is fraught with obstacles, potholes, dead ends and wrong turns. Successful entrepreneurs do certain things which help them…

Mentors are the Shortcut to Success

You don’t have to reinvent the wheel to succeed. You don’t have to go through the School of Hard Knocks in order to figure out what to do and what…

There are 5 Types of Learners. Which Type of Learner Are You?

If you follow me, you know that one of the most common Growth Habits of self-made millionaires is self-education. For most of my “millionaires”, the knowledge they acquired came from…

7 Types of Wealth

When most people think of wealth, they naturally associate wealth with money. But, in reality, there are many types of wealth. Tom Corley is an accountant, financial planner and author of “Rich…

Consistency Leaves the Competition in the Dust

One of the hallmarks of successful people is that they are consistent. They forge routines that, from the outside looking in, don’t seem so incredibly hard to do. But what…

When You Stumble Upon Your Life’s Purpose, Everything Falls into Place

We are all here for a reason. We are not here to simply live and die. We all have a purpose in life. Our purpose does not announce itself with…

All Entrepreneurs Are Ignorant and Blind at the Beginning

“You don’t have to see the whole staircase, just take the first step.” – Martin Luther King The idea of pursuing a dream is overwhelming. Like most dreamers who take…

Traditional Backdoor Roth & Mega Backdoor Roth

Roth IRA Basics Roth IRAs are tax-favored retirement accounts. You can make contributions to your own Personal Roth IRA or to your Employer’s Roth 401(k). Those contributions, if prudently invested,…

The Today You Will Make You Poor. The Tomorrow You Will Make You Rich

There are two you’s. There’s the Today You and there’s the Tomorrow You. The Today You is your enemy. The Tomorrow You is your greatest ally. Today You Tomorrow You…

Self-Determination vs. Pre-Determination

There are two opposing schools of thought that divide mankind – Self-Determination vs. Predetermination. Those who subscribe to the Self-Determination school of thought believe human beings are in control of…

There is an Inner Swan Inside Each and Every One of You

In Hans Christian Anderersen’s classic, The Ugly Duckling, a swan is born into a family of ducks. He is perceived by the other ducks on the farm as an ugly duckling.…

Marry Right – Find a Life Partner That Has Shared Values, Habits and Beliefs

In my Rich Habits Study, one of the commonalities among the self-made rich was that they found a spouse who was a true partner in the pursuit of a successful…

If You Want to be Permanently Happy, Seek a Life of Fulfillment

According to my research, being rich eliminates approximately 67% of life’s everyday problems, which means a reduction in 67% of the unhappiness you would otherwise experience. But a reduction in…

Take On One Thing and Beat It Into Submission

“You will never reach your destination if you stop and throw stones at every dog that barks.” – Winston Churchill Success, particularly as an Entrepreneur or Virtuoso, demands obsession. In…

Don’t Let Fear Stop You from Becoming the Amazing Person Life Intended You to Become

One of the many balls I have in the air is being President of The Ashley Lauren Foundation, or ALF for short.  I started volunteering for ALF may years ago…

Lady Luck Seeks Out the Relentless & Courageous

I met Richard Branson a number of years ago at an event the two of us were speaking at. He is one of the most sought after entrepreneurs on the speaking…

Human Beings Are Addicted to Passionate People

We are drawn to passionate individuals like bugs to a light. People love passion because it’s hard-wired into our DNA. The Passion neuro-chemiclas (chemicals released by the brain) oxytocin, testosterone and…

The Success Formula: Know What To Do AND What Not To Do

Those who become successful and wealthy know what to do and what not to do. Knowing what to do will only get you half way down the field. To score…

It Should Take a Long Time to Build a Foundation

It takes about six months to build the average house. The average builder will spend about three weeks building the foundation. In the average home, basements often leak, the foundations…

My Friend Ed Taught Me An Amazing Way to Get People to Really Like You. I Call It “Ed’s Celebrity Method”

I met my son’s future father-in-law, Ed, for the first time in 2017. As we introduced ourselves, he shook my hand and immediately began asking me all about my books,…

The Ripple Effect is One of the Most Important Laws of Success

Give, and it will be given to you – Luke 6:38 The Ripple Effect is a the most powerful Laws of Success. By definition, the Ripple Effect states that most people…

Not All Income is Created Equal

One of the common characteristics of self-made millionaires is that they generate income from multiple sources. In fact, 84% of the self-made millionaires in my Rich Habits Study had three…

If You Are Not Doing What You Are Supposed to be Doing, Your Brain Will Torture You

Humanity’s purpose is to evolve. That evolution often requires adversity, pain, mistakes and sometimes failure and set backs. While all of that suffering may seem lopsided toward the negative, it…

16 Things That Make You Truly Wealthy

When most think of wealth, they think about money. The thinking goes, the more money you have, the wealthier you are. But wealth is about much more than money. True…

Long-Term Happiness is Found in the Pursuit of Dreams, Passions and Goals

According to my research, being rich eliminates approximately 58% of life’s problems, which means a reduction in 67% of the unhappiness and stress you would otherwise experience. But a reduction…

Clarity Eliminates Distraction

“The more you know what you really want, and where you’re really going, the more what everybody else is doing starts to diminish.” – Alain de Botton There’s a lot…

What is Nick Saban’s Secret to Success and How Can You Apply it to Your Life?

I recently read a story about famed coach Nick Saban. Saban has won seven national championships – six at Alabama and one at LSU. This makes him the most successful active coach in college…

The Real SECRET to The Law of Attraction is ACTION

The Law of Attraction’s origins are muddied. Some historians cite Buddha as the first to articulate the law. Others, Jesus. No one really knows. But we do know that The Law of…

Why Smart People Do Stupid Things with Their Money

In my ongoing Rich Habits research, I have the fortunate opportunity to peer into the lives many of the rich and poor. Thanks to my research, I’ve learned that there…

The 99% Read for Entertainment. The 1% Read to Learn

The other morning I was dressing for work and caught an interview on Good Morning America of E. L. James, the author of Fifty Shades of Grey. I was somewhat…

One Lucky Break Is All It Takes

“I was an overnight success all right, but 30 years is a long, long night” – Ray Kroc One of the self-made millionaires in my study owned and operated a…

Frugal Spending Habits of Self-Made Millionaires

I’ve been studying the daily habits of the rich and poor since 2004. I’ve gathered an enormous amount of data on both groups and this data has been reported on…

Sometimes, Revenge Can Be a Great Motivator

Michael Jordan is a famed basketball legend. To this day he is considered the Gold Standard of comparison used by basketball pundits around the world. His name has entered the…

Self Interest is Not Always a Bad Thing

It is not from the benevolence of the butcher, the brewer, or the baker, that we expect our dinner, but from their regard to their own interest. Adam Smith What…

Love Overpowers All Obstacles

Love, by definition, is a strong positive emotional attachment or deep affection for someone or something. When you love someone or something, you will risk life and limb to protect…

Likeability Makes You a People Magnet

My parents used to say that when my Grandfather, Pop Pop Dailey, would walk into the room, it didn’t matter who was in the room. all eyes turned to Pop…

Always Hire Fanatics Because Fanatics Either Succeed or Die Trying

“Always hire fanatics. Fanatics get things done.” Ed Koch, former Mayor of New York City Fanatics accomplish the impossible. They possess the passion, persistence, consistency of action and a single-minded…

65% of Successful Entrepreneurs Started Their Business Part-Time

When I decided to write my first book Rich Habits I literally had only one to two hours every morning available to me. I was running a CPA firm and…

When You Marry Passion With Talent, Work Becomes Play

You have passion. You have talent. But do you have passion for the thing you are talented at? If the answer is yes, I can almost guarantee that you will…

How to Find the Perfect Mate

56% of the wealthy in my Rich Habits Study married right. What I mean is that they married a spouse who had certain traits that made their union successful. Finding…

How to Turn On Your Happiness Genes

Researchers at Vrije Universiteit Amsterdam in the Netherlands published a paper that, for the first time, linked genetics to happiness. In the study of nearly 300,000 people, the researchers, led…

You Can’t Solve an Emotional Problem, Intellectually

When you are under ANY STRESS, your heart races, cortisol levels surge and the emotional center of the brain, the amygdala, takes control over your brain. When the amygdala is…

Bright Shiny Object Syndrome

One characteristic of self-made millionaires is their ability to focus on one thing for a very long period of time. It may be a dream they are pursuing for five…

Ignore Your Flaws. Focus on Your Strengths

“You don’t succeed because you have no weaknesses. You succeed because you find your unique strengths and focus on developing habits around them.” Tim Ferriss Even the most gifted, talented…

At the Top of Every Mountain of Adversity is an Elevator Waiting to Take You Higher

“All things are difficult before they are easy.” Thomas Fuller The path towards success is like climbing a never ending flight of stairs. Each step, another obstacle to overcome. Each…

Make Your Money Invisible

Cheap people and frugal people are two very different types. Cheap people focus on price first, when it comes to spending their money. Frugal people focus on quality first when…

Indecision is a Poor Habit

A donkey stands between a pile of hay and a bucket of water. The donkey cannot choose between the hay or the water. After some time, the donkey falls over…

Success in Life Requires That You Fulfill Your Responsibilities

Responsibility means several things: Fulfilling Obligations Meeting Commitments Keeping Promises Meeting your Responsibilities isn’t easy. It requires the following: Discipline Focus Willpower Respect for Others Effort – Work When you…

Obstacles Make You Better

When I decided to write my first book, Rich Habits, I had never written a book before. I faced so many obstacles: How do I write a book? What’s the…

Medicare Basics – What You Need to Know

At age 65, you become eligible for Medicare. If you are already receiving Social Security Benefits, you’ll automatically be enrolled into Medicare. If you are not receiving Social Security Benefits,…

Invest in Yourself and Set Yourself Free

Zombies never become rich. And zombies are unhappy. There are so many people stuck in jobs that make them feel like they are on a treadmill. Every day is the…

Uncertainty is a Way of Life for Entrepreneurs

Being an entrepreneur isn’t easy. The upfront investment in time and money is significant. The early part of the journey for an entrepreneur is one fraught with nothing but uncertainty.…

Confidence is a Byproduct of Success

I cringe every time I read an article about confidence. T he majority of the time, these articles offer strategies that will help you build confidence, which are supposed to…

Successful Entrepreneurs Find a Problem, Solve It and Then Monetize That Solution

Find an problem, solve it and then monetize that solution. If you want to become successful, you need to think like a self-made millionaire and that’s how they think. They see…

The Four Pillars of The American Dream

The American Dream has been around since the founding of our country. It became a reality to millions in the mid-1800′s during the Industrial Revolution. Poor, starving families left their…

10 Reasons You Hate Your Job

Ever find yourself thinking Is it Friday yet? One of the hallmarks of the wealthy is that they like or love what they do for a living. They look forward…

Want Spending Will Make You Poor

There are two groups of poor people. The first group are individuals who simply do not make enough money to meet their needs. The second group are individuals whose income…

Exploit Your Strengths and Compensate For Your Weaknesses

Know thyself and thou wilt know the universe – Pythagoras Every person has innate talents that they were born with. These innate talents are your superpowers. But unleashing your superpowers will only get…

People Fall In Love With Authentic Individuals

To thine own self be true – Shakespeare Definition of Authenticity – Genuine, real, accurate, to be yourself. Authenticity is perhaps the most foundational characteristic of successful individuals. When you…

Focus on Passion, Not Wealth, and You Will Realize an Abundance of Wealth

All individuals, by virtue of their unique genetic makeup, are born with certain talents that set them apart from others. Finding your inborn, innate talents requires experimentation. Only through experimentation will…

Good Gut Decisions Are Born Out of a Lifetime of Experience

I’ve got a lot of hard proprietary data on why the rich are rich and why the poor are poor. Some of the research I’ve gathered centers around the decision-making…

Humans Are Not Hardwired to Play it Safe

An old friend of mine retired from the IRS. He began working for the IRS right out of college. If he reduces his spending and watches his pennies, he told…

Common Traits That Make People Like You or Dislike You

My parents used to say that when my Grandfather, Pop Pop Dailey, used to walk into the room, it didn’t matter who was in the room. Pop Pop Dailey could…

The Tipping Point

There’s a Tipping Point for everyone pursuing a dream. For the few lucky ones, that Tipping Point happens within a few years. But, for everyone else, that Tipping Point could…

Debt Was Created to Make You a Slave

There is something important everyone needs to understand. Without getting too esoteric I’ll just say this – the financial system, as it was intentionally created, has an agenda and a…

Certainty = Happiness

Human beings crave certainty. When the circumstances of our life are uncertain, we become filled with anxiety and worry. Uncertainty, for as long as it lasts, creates something called chronic…

Why is the Topic of Money, Taboo to So Many?

Most people don’t like to talk about money – they don’t like to talk about it wtih their spouse. they don’t like to talk about it with their kids and…

Six Types of People Every Entrepreneur Encounters in Their Quest for Success

As you pursue your dreams and goals you will meet many new people. Some will be supportive and some won’t. Below are the six types of individuals you will encounter…

 7 Incontrovertible Truths About Building Wealth 

I’ve found that becoming wealthy is not a fluke. I spent five years studying the habits of 233 millionaires — 177 that were self-made — in order to find out…

Success Changes How Others Perceive You. Success Makes You Relevant

“The first million is the hardest.” Berrey, circa 1920 Long before Elon Musk became a household name, he was telling people about his dream of one day going to Mars.…

Avoid Blame Throwers. They Will Hurt You and Those Around You

Humility is a hallmark of the successful. Successful, self-made millionaires, particularly Dreamer-Entrepreneurs, ARE MADE humble during their journey towards success, due in large part to things: Adversity – The relentless…

Experts Reveal the Secrets to Creating Wealth

I was chosen to be one of the Experts Speakers on the Secrets to Creating Wealth Event. Here’s the Sign Up Link to hear my Talk: https://secretstocreatingwealth.com/toco

What Should You Do If You Are On The Cusp Of Retirement

When most reach age 55, they begin to think about their retirement. If that’s you, here are nine tips that will help you properly plan for retirement. Cut Back on…

Never Quit on Your Dreams. Three Tips For Surviving Adversity as an Entrepreneur

Entrepreneurs are a special breed. They typically put everything on the line in pursuit of a dream. The number of balls Entrepreneurs have in the air is overwhelming. Entrepreneurs have…

Top Seven Money Myths About Rich People

Back in 2004, I began to research why the rich were rich and why the poor were poor. When I began my Rich Habits research, I had some entrenched negative beliefs…

Eight Important Success Habits I Learned From My Five-Year Rich Habits Study

In my books, Rich Habits and Effort-Less Wealth, I highlight some of the habits that have the most impact over your financial life. Below I share 8 of those habits. #1 Self-Made…

Doing These 4 Things Guarantees a Healthier, Longer and More Productive Life

Those who are serious about their health, focus on four things: Sleep Right Eat Right Exercise Right Right Mindset SLEEP RIGHT Sleep is the most important thing you can do…

There’s a Very Good Reason Love is the Most Powerful Emotion

Love is the most powerful emotion, followed by Fear of Death. The main difference between these two powerful emotions is that when we take action to help those we Love,…

Service to Others is the Path Towards Excellence

The best are not focused on competing for the spoils – Money and Wealth. The best realized long before they became the best, that money and wealth are mere byproducts…

Don’t Chase Money

In 2000, I made one of the worst decisions of my life – I decided to chase money. Not only did that decision create great unhappiness, it nearly destroyed my…

Momentum is a Real Phenomenon

Have you ever noticed that when things go wrong, they seem to go wrong in multiples? The same is true when things go right. When you’re on a roll, everything…

Belief Creates Reality

Cus D’Amato brainwashed Mike Tyson into believing he would one day become one of the greatest heavyweight champions of the world. Tyson used visualization techniques, created by Cus D’Amato, to…

You Have Hidden Innate Talents That Are Waiting to be Discovered

In the 90’s I taught Graduate school and college part-time. It paid $1,500 per semester, per course. Mostly accounting and tax courses. I had a full-time job back then that…

The Incredible Computing Power Behind Intuition

We essentially have two brains – the Conscious Brain and the Unconscious Brain. The Conscious Brain, or Neo Cortex, is the outermost portion of the brain. It’s what you typically…

10 Incontrovertible Truths About Those Who Strike it Rich

Becoming wealthy is not a fluke. I spent five years studying rich people in order to find out what they did from the moment they woke up in the morning…

Adversity is a Cocoon That Transforms You Into a Butterfly

We become exceptional, not by our success, but by our ability to overcome adversity, in the pursuit of success. A crucible is, by definition, some harrowing adversity that can leave…

Mistakes Are Beautiful Things

Success is built upon a mountain of mistakes. The more mistakes, the higher your mountain, the greater your success and the more money you’ll ultimately make. In my Rich Habits…

Fitting In Only Leads to Mediocrity

“You can change the world or you can worry about fitting in, but you can’t do both.” – Robin Sharma If you study millionaires and billionaires as I do, you’d find…

Daily Habits Eliminate the Grind

There was a famous author who was asked about his daily routine. He said he woke at 5 am every day and wrote 500 words, which took him an average…

How to Attract Good Luck

One of the fascinating things I discovered in my Rich Habits research was the fact that many self-made millionaires, particularly the Dreamer-Entrepreneurs and Big Company Climbers, at some point, got…

Make Each Week Matter

You cannot change without first recognizing the need to change. Awareness, therefore, is the precursor to change. It sets the table for change to occur. And only through constructive change,…

The Traits of Success Are Unleased by Passion

“The best time to plant a tree was 20 years ago. The second best time is now.” Chinese Proverb Thirty-nine percent of the millionaires in my Rich Habits Study pursued…

Don’t Major in Minor Things

Time is the most valuable resource we have. Not wealth. Not people. Not knowledge. Not skill. Time. What makes Time so valuable is that is can never increase. You can…

Outliers Change the World

There are Experts and then there are Outliers. Experts devote years to learning an industry or a skillset. They follow processes and procedures handed down to them by previous Experts.…

The Power of Passion

Passion is not a prerequisite for success or building wealth. In fact, many of the self-made millionaires in my Rich Habits Study became successful and wealthy grinding it out, without…

Service to Others, by Adding Value to Their Lives, Will Reward You With Wealth, Health and Happiness

As I’ve written often, self-interest is good. It’s actually hardwired into our DNA and our old brain (limbic system and brain stem). Fight or flight is an example of self…

Scarcity Taxes Your Brain, Altering Your Thinking and Behavior

Scarcity comes in many forms: Financial Scarcity – Poverty or Living Paycheck to Paycheck is the Most Common Form Time Scarcity – Working Long Hours or Pressing Deadlines Willpower Scarcity…

Human Beings Have the Power to Create Their Own Reality

“The kingdom of God is within you” (Luke 17:21). Human beings are all god-like in our ability to create. Our ability to create something out of nothing is evidenced everywhere…

Negative Emotions Stop You in Your Tracks

In one study on negativity, two neurologists found that when you have a negative mindset your prefrontal cortex is not functioning properly. The prefrontal cortex is the seat of decision…

Every Human Being Has the Ability to Tap Into the Cosmic Library of Human Knowledge

Since 2004, my Rich Habits research has taken me down many rabbit holes. The latest rabbit hole has occupied my mind and my time, for the better part of two…

Entrepreneurs Are Trapeze Artists

Pursuing success is a lot like swinging from one trapeze bar to the next. Each trapeze bar represents a goal. Success is just the process of moving from one goal…

Envy is a Negative Emotion That Creates Unhappiness

According to Barry Schwartz, a professor at the University of California (Berkeley), and author of the book The Paradox of Choice social comparison often creates envy and envy quickly makes people…

Good or Bad, Your Inner Circle Infects You With Their Habits

There is a great deal of science surrounding the impact our social networks have on us. Numerous studies have shown that we pick up most of our habits from our…

14 Smart Money Habits

If you want to change your life, you must change your habits. In my book, Effort-Less Wealth, I highlight which habits have the most impact over your financial life and…

19 Important Lessons I Learned From Failing

In  my career, I started four companies. One of those four companies failed. That one failure very nearly destroyed my marriage and my family life. Here are some of the…

Being Fat or Skinny, is a Habit

Rich Habit #4: I will devote part of each and every day in caring for my health The food we eat passes from the mouth, to the esophagus, to the stomach, to…

When You Change Your Environment, Your Habits Change Automatically

Many of the behaviors, habits and thinking we possess are the result of the different cultures we are raised in. We are taught to think, feel and act by our…

The Most Important Factor in the Pursuit of Wealth

After five years of studying the habits of millionaires, primarily self-made millionaires, I’ve identified the #1 factor to accumulating enormous wealth – pursuing something you are passionate about. It goes…

The Pursuit of a Dream Eliminates the Need to Compete

Why do you do what you do? Is what you do primarily to make money? If so, you are a mere cog in the wheel because a billion other people…

How to Transform Yourself into a Money Magnet

Rich people transform themselves into money magnets. Here are a few ways they do it: The Pursuit of Success Turns You Into a Money Magnet – Those who pursue success…

What Does Success Mean to You?

I get a lot of emails every day, mostly from readers of my books or blog. But every now and then I get emails from individuals trying to sell something.…

Worry Can Be Constructive

There’s a huge difference between chronic stress and worry. Chronic stress is an elevated level of anxiety that shuts down part of the brain (pre-frontal lobe), disabling your ability to…

Creative Projects Thwart Depression

Edgar Allen Poe suffered from depression. If you lived his life, you probably would have been depressed too. He was born in 1809 to a couple of actors. He was…

Be Grateful, Not Envious

According to Barry Schwartz, a professor at the University of California (Berkeley), and author of the book The Paradox of Choice , social comparison often creates envy and envy quickly makes…

High Achievers Are Habit Machines

Cher, Warren Buffet, Richard Branson, Madonna, Matthew McConaughey, Kelly Ripa, President Obama, Michael Corbat (CEO Citigroup), Condoleeza Rice (former NSA Director) all have one thing in common: they are obsessed…

The Walden Effect

As your incomes rises, so too do your expenses. You buy a bigger home, nicer cars, better clothes, go on more expensive vacations and frequent restaurants more often. When your…

Jerry Seinfeld’s Calendar Strategy for Forging New Daily Habits

Forging new habits is hard. Depending on the habit you are trying to create, it can take anywhere from 18 days to 254 days to form the habit, with the…

Likeability is Critical to Success

Ninety-five percent of the rich in my Rich Habits Study indicated that being liked was critical to their success. Conversely, only 9% of the poor felt being liked was important to…

The Latest Science on Weight Loss is Game Changing

For years we’ve been advised that the key to weight loss is to burn more calories than we consume. And many accepted this advice, put on their running shoes, or…

How to Turn on the Happiness Gene

According to a study published by the Journal of Happiness, associating with other happy people turns on a gene that increases happiness levels. The gene is called “A allele”. A…

How to Train Your Brain to Abandon Bad Habits

It is virtually impossible for most individuals to immediately abandon a bad habit. Going cold turkey, requires enormous willpower. And, unfortunately, willpower is a very limited resource. Willpower appropriates too…

Two Traits EVERY Successful Person Possesses

If I were to boil success down to two success characteristics they would be Grit and Growth. GRIT Those with Grit never quit on their dreams and their goals. No…

Generosity Boosts Happiness

What’s happiness? I don’t think happiness is any one unique feeling. Joy is happiness. Laughter is happiness. Being around your loved ones is happiness. Feeling content, for whatever reason, is…

Prosperity Increases Longevity

In a recent report from the Brookings Institute, they found that rich people live longer than poor people. Rich men live 12 years longer than poor men and rich women…

Why Self-Made Millionaires Exercise Aerobically

It took about a year for me to realize that the rich vs. poor programming I had received as a child was the opposite of reality. The 233 rich people…

Wake Up and Stop Acting Like a Zombie

What makes a zombie a zombie? Zombies have no self-awareness. They are driven only by unconscious, instinctual behavior. They are on autopilot, oblivious to their surroundings. They are non-thinking beings,…

Those Who Are Healthy Make More Money in Life

I’ve written extensively about the Rich Habits of eating less and eating healthy because I discovered in my Rich Habits Study, that’s what most self-made rich people do. Self-made rich…

Control Your Inner Demons or Face a Life of Poverty and Misery

The famous story of the mild-mannered Dr. Jekyll and the demonic Mr. Hyde ends with the death of both. Mr. Hyde became Dr. Jekyll’s undoing at the end. There are…

How to Boost Happiness

There are many things that create that feeling we call unhappiness. The unhappiness list is a very long one: illness, death, job loss, financial problems, heartache, conflict, envy, hate and…

Leadership Series: Common Traits of Successful Leaders. Trait #19 Process Perfectionists

Behind every Leadership success story are Proven Processes. All Successful Leaders follow a proven process, a process that, through experimentation, consistently works. While organizational dreams, and the goals behind those…

Leadership Series: Common Traits of Successful Leaders. Trait #18 Mentors of Future Leaders

Successful Leaders are great mentors. They believe it is part of their mission, as a great leader, to mentor future leaders. They are passionate and relentless about mentoring employees within…

Leadership Series: Common Traits of Successful Leaders. Trait #17 Embrace Change

“The Only Constant in Life Is Change.”- Heraclitus Successful Leaders are Visionaries. They are able to see changes that will occur five, ten or twenty years into the future. But…

Leadership Series: Common Traits of Successful Leaders. Trait #16 Seeing What is Invisible to Everyone Else

A common trait among Successful Leaders is that they see things that were invisible to everyone else. They see potential problems down the road that could interfere with the pursuit…

Leadership Series: Common Traits of Successful Leaders. Trait #15 Calm Under Pressure

“Calmness, not skill, is the sign of a matured Samurai.” – Tsukahara Bokuden Successful Leaders are masters of their emotions. You don’t see Successful Leaders celebrating excessively when they are…

Leadership Series: Common Traits of Successful Leaders. Trait #14 Outlier Mindset

Elon Musk literally had zero knowledge or experience in two industries he poured $180 million into – Space X and Tesla. The aerospace industry experts laughed and ridiculed Musk, as…

Leadership Series: Common Traits of Successful Leaders. Trait #13 Effective Communicators

When you are running a business or overseeing people, it’s easy to fall into the trap of talking AT people. Talking AT people is what many mediocre business Leaders do.…

Leadership Series: Common Traits of Successful Leaders. Trait #12 Master the Fundamentals

When things go wrong in any organization or any plan, it is very often due to ignoring the fundamentals. This is why Successful Leaders so often focused/obsessed with the fundamentals.…

Leadership Series: Common Traits of Successful Leaders. Trait #11 Courageous

“Every human being is born with two wolves inside their body. One wolf, the bad wolf, is a dark, negative, angry wolf, filled with fear. The other wolf, the good…

Leadership Series: Common Traits of Successful Leaders. Trait # 10 Persistence

“Luck visits the Persistent.” What is Persistence? Persistence means never quitting on your dream. Because Successful Leaders have a very clear vision of their destination, they will pursue their dreams…

Leadership Series: Common Traits of Successful Leaders. Trait #9 Clear Vision

Successful Leaders have a detailed, well thought-out plan for the future of the company they work for and because of that clear vision, they are able to get their management…

Leadership Series: Common Traits of Successful Leaders. Trait #8 Anticipation

Successful Leaders are long-term thinkers. Because they have a Clear Vision of the destination of their company, another Trait of Successful Leaders, they are able to anticipate future problems, future…

Leadership Series: Common Traits of Successful Leaders. Trait #7 Positive Mental Outlook

A Positive Mental Outlook was a common trait shared by many of the Successful Leaders in my Rich Habits Study. Why is having a Positive Mental Outlook so important to…

Leadership Series: Common Traits of Successful Leaders. Trait #6 Visibility

When the CEO of a company I worked for was in corporate headquarters, he had a habit of walking around the office every day. He did this once in the…

Leadership Series: Common Traits of Successful Leaders. Trait #5 – Productive Habits

The Successful Leaders in my rich Habits Study forged what I call Productive Habits, These were habits that were tied to their Goals and Dreams. In an effort to transform…

Leadership Series: Common Traits of Successful Leaders. Trait #4 Laser Focus

Laser Focus is the ability to concentrate for long hours at a time. It is also the ability to quickly pivot and shift to other pressing matters, deploying that same…

Leadership Series: Common Traits of Successful Leaders. Trait #3 Warrior Work Ethic

The Successful Leaders in my Rich Habits Study worked an average of 11 hours longer per week than the average employee. Such leaders have what I like to call a…

Leadership Series: Common Traits of Successful Leaders. Trait #2 Building Strong Relationships With Influencers

One of the common traits among the Successful Leaders in my Rich Habits Study was their obsession with building relationships with Influencers. These could be other senior executives within their…

What is the Optimal Amount of Wealth?

One of the fascinating things I learned from my Rich Habits research is that there is an optimal amount of money/wealth. If you have too little money or too much…

Leadership Series: Common Traits of Successful Leaders – Trait #1 Intelligence

Twenty-four percent of the Self-Made Millionaires in my Rich Habits Study were high-level senior executives in large multi-national companies. In other words, they were Leaders at the companies they worked…

Survive Until You Thrive. Crucible Moments Will Make or Break You

We are defined, not by our success, but by our ability to overcome adversity, in the pursuit of success. A crucible is, by definition, some harrowing adversity that can leave…

Employees Can Become Multi-Millionaires

When most people think about self-made millionaires they imagine some entrepreneur working around the clock, passionately toiling away in the pursuit of greatness. Yet, 39% of the self-made millionaires in…

Humility is a Hallmark of The Successful. Here’s Why

Humility is a hallmark of self-made, successful people. The reason for this is that successful, self-made millionaires are made humble during their journey towards success. They become humble because they…

10 Hard Truths About Poverty

I spent five years studying the poor. In those five years I asked 361 rich and poor people 144 questions each. That’s 51,984 questions. I wanted to find out what…

Why Do So Many Entrepreneurs Fail?

In my rich Habits Study, 51% of the self-made millionaires were entrepreneurs, meaning they made their wealth starting and running their own companies. Thanks to my Study, I not only…

What’s Your Dream List?

“There are some people who live in a dream world, and there are some who face reality; and then there are those who turn one into the other.”– Douglas H.…

Don’t Waste Your Time on Exploiters

One of the common Rich Habits among the successful people in my Rich Habits Study was the habit of being responsive. Being responsive means not ignoring those who matter to…

Passion Gives You Grit

“I’m convinced that about half of what separates the successful entrepreneurs from the non-successful ones is pure perseverance.” – Steve Jobs Nick Woodman is the CEO and founder of GoPro…

Life Event Calls Are the Most Powerful Phone Calls You Can Make

One of the strategies the wealthy use to build long-lasting, valuable relationships is something I like to refer to as the Life Event Call. These calls are made to clients,…

Not Every Thought Needs to Come Out of Your Mouth

My Aunt Peg was one of my early mentors in life. She always said what’s on her mind and bragged about it. As a kid, I loved it. I loved…

Brain Fog is Your Enemy

When your brain is foggy, you cannot think clearly, you make poor decisions, your memory suffers and things slip through the cracks that can damage your career and ability to…

You Only Need to be a Little Bit Better than the Competition

Those with a slight edge own the world. As I discovered from my Rich Habits research, those who possess some slight edge, some unique niche they’ve cultivated over many years,…

Who Will You be Six Months From Now?

No matter what you do, time marches on. It is the one constant in life. In six months you will be six months older. During those six months, what will…

Ego is Evil

When I was in college, I was a powerlifter with a group of guys at my local gym. One of the things about power lifting is that it is not…

Do You Invest Your Time or Spend It?

Do you read in the bathroom? I do. In fact, I have a book in several rooms in the house. I put the books there as a trigger to read…

Don’t Be a Video Addict

When TV went Main Street USA in the mid-1960’s, millions of families changed their daily routine. Instead of reading or chatting it up with family, friends and neighbors, almost overnight,…

Talk TO People Not AT People

Good communication is just another tool in the tool belt of self-made millionaires. At some point, they figured out how to best communicate with others. The best communication is effective…

Decisions Made in a Position of Strength Are Always the Best Long-Term Decisions

When you are in a position of weakness, you almost always make bad decisions. Your decisions are need-based, driven by fear, doubt and necessity. As a result, you give ground…

Fitting In Only Leads to Mediocrity

“You can change the world or you can worry about fitting in, but you can’t do both.” – Robin Sharma There is nothing special to be gained by fitting in. Those…

Dream Habits Transform Dreams Into Reality

Pursuing your own dream is, according to my Rich Habits research, the fastest way to accumulate wealth. It also creates the greatest amount of wealth. But you need to develop Dream…

Self-Awareness Makes Change Possible

You cannot change without first recognizing the need to change. Awareness, therefore, is the precursor to change. It sets the table for change to occur. And only through constructive change,…

Seeds of Success

“The best time to plant a tree was 20 years ago. The second best time is now.” Chinese Proverb Almost every one of the self-made millionaires in my Rich Habits…

Survive Until You Thrive

Good Luck has an affinity for survivors and Bad Luck has an enmity for quitters. After researching the stories and backgrounds of the 177 self-made millionaires in my rich Habits…

Goals Are the Transportation System to Your Dreams

People with vision are called visionaries. They’re looked up to and admired. But the real winners in life are visionaries who take action on their vision. Real visionaries relentlessly pursue…

Luck Visits the Persistent

There are no guarantees of success when you pursue a dream. It’s really hard to turn a dream into reality. Ask any entrepreneur who’s tried and failed or tried and…

Abraham Lincoln’s Rule of 3

Habits are amazing things. Once formed, they become automatic, subconscious behaviors that require zero willpower. You don’t need to motivate yourself or pump yourself up to engage in a habit.…

8 Habits of Successful Entrepreneurs

If you were to ask most people what the definition of an entrepreneur is, the majority would probably say someone who is not afraid to take risks. The actual definition…

The Quality of Your Life Depends on the Quality of Your Habits

We are not creatures of circumstances. We are creatures of habit. Your life is not a product of luck, fate or the circumstances you were born into, but a product…

When Talent Becomes Habit, Success Follows

We all have unique talents. You might be good at writing, painting, communicating, math, organizing, building relationships, managing others, money, investing or athletics. Each of us has some genetically, god-given talent…

Your Priorities in Life Determine the Habits You Forge

We all have habits. We forge habits during our lives. Some habits begin at an early age, some we adopt during our lives and others later in life. We are…

Tips on Improving Your Odds of Becoming a Millionaire

Tip #1 Automate Your SavingsEach Saver-Investor in my Rich Habits Study/Research consistently saved 20% or more of their net pay, each pay check. Many accomplished this by automating the withdrawal…

We Are All Hardwired For Negativity. Here’s How to Turn Off Negativity

Psychologist Rick Hanson, senior fellow of The Greater Good Science Center of UC, Berkeley has studied something called negativity bias for years. He found that our brains are all hardwired…

Fulfillment, Not Happiness, Should Be Your Goal

Happiness is transient. Physiologically, happiness is a temporary boost in the neurotransmitter dopamine. This dopamine boost gives you the feeling we call happiness. But that boost is impossible to sustain…

A Positive Mental Outlook Sets You Free. A Negative Mental Outlook is a Prison That Enslaves You

It virtually impossible to become successful with a negative mindset. Negativity puts the emotional centers of the brain in control, while shutting down the logical/analytical centers of the brain. When…

Saying NO is a Rich Habit

Time is our most valuable resource and it is a valuable resource that is given to us for free. Because it is free, we tend to not value our time…

Shortcuts to Habit Change

Good habits put you on autopilot for success. When actions become habits, the need for motivation (external or internal) is eliminated. You don’t need to pump yourself up to engage…

There is No Sin in Success

I grew up in a very religious family. Every Sunday, we attended mass. Every Saturday, was confession. I said the rosary every night before I went to sleep. At a…

The Magical Power of Love

I’ve never been spiritual. I’m not even sure what that means, to be honest. But, I can wrap my head around Love. When you become a parent for the first…

Plan Act Pivot

“All airplanes are off course 99% of the time. The purpose and role of the pilot and the avionics is to continually bring the plane back on course so that…

Journaling Your Way to a Positive Mental Outlook and Increased Prosperity

In a study conducted by Michael McCollough of Southern Methodist University and Robert Emmons of the University of California, they found that the group of individuals in their study who…

It’s Time to Emancipate Yourself and Gain Your Freedom

President Abraham Lincoln, on January 1,1863, issued his famous executive order known as The Emancipation Proclamation, which declared that all slaves were free. The Emancipation Proclamation was a mission statement, a…

Warren Buffet’s 3 Step Strategy for Success

One day Warren Buffet was sitting in the cockpit of his plane with his pilot, Mike Flint. They were having a conversation. Flint asked Buffet what it takes to succeed. Buffet…

Every Successful Person Has Some Process They Follow Every Day

Success is not a single event. Success is a process. That process makes success possible. While dreams, and the goals behind the dreams, are important, even more important is creating…

How Do You See Yourself? What is Your Identity?

Self-awareness is the first Rich Habit (Rich Habit #1) because it is the most important Rich Habit. Without self-awareness, change is impossible. Humans have a strongly rooted drive to act…

Three Common Strategies Most Millionaires Use to Build Their Wealth

It’s hard to save your way to wealth. It took the average millionaire in my Rich Habits Study between 12 – 32 years to accumulate an average of between $3.3 – $7.4…

How to Boost Energy Levels

When your glucose level drops, the body notifies the brain and the brain’s response is to either prompt you to eat something with glucose in it, or go to sleep.…

How Much Do You Know About the Most Important People in Your Life?

How much do you really know about those who matter to you? Your immediate family – you probably know everything about them. You know their birthdays, you know what schools…

Self-Control is a Superpower, If You Learn How to Master It.

When it comes to living your best life, the big elephant in the room is self-control. The more you have, the better the circumstances of your life. There have been…

Greatness Traits

Keanu Reeves has made over sixty movies. He is considered one of the most successful actors in the history of Hollywood. He’s been paid close to $315 million for his…

BECAUSE is a Word Used by Quitters

I get a lot of emails from subscribers, fans and followers who are trying to pursue something important – a dream, a purpose, or some big goal. Too often, embedded…

Dictators Hold You Back in Life. Who Are Your Dictators?

We all have dictators who control our lives. Dictators are those bad actors in your life who prevent you from living the life of your dreams. They hold you back.…

How Top Achievers Walk, Talk and Think

The top 1% walk, talk and think differently from the rest of society.

Are Millionaires and Billionaires Very Different?

In my Rich Habits Study, I focused my research on individuals who had amassed at least $3.2 million in net assets and also generated $160,000 or more a year in…

7 Types of Success – Pick Your Success

Even though we did not have much money growing up, my Dad always made sure our freezer was stocked with different types of ice cream: vanilla, chocolate, butter pecan, coffee…

Passion Fuels Perseverance

“I’m convinced that about half of what separates the successful entrepreneurs from the non-successful ones is pure perseverance.” – Steve Jobs Nick Woodman is the CEO and founder of GoPro…

25 Universal Truths About Success

I’ve been studying millionaires and billionaires since 2004, which is when I began my Rich Habits Study. One of the first things I noticed is that many of these successful…

Top 6 Entrepreneur Habits

“What are the top 6 habits of entrepreneurs?” I get asked that question a lot by the media and podcasters, so I thought I’d share my top 6 list with…

Dreams and Goals are Two Very Different Things

I am often asked “what is the difference between a dream and a goal?” It’s critical to understanding the difference between a dream and a goal because, with respect to…

Control Your Emotions in Victory and Defeat

Successful individuals are masters of their emotions. Because the success journey is mostly about overcoming negativity, disappointment, criticism, obstacles, mistakes and numerous failures, successful people develop the Rich Habit of controlling…

All Change Begins With a Clear Vision of the Life You Desire

We all have habits. Some habits begin at an early age, some we adopt during our lives and others later in life. We are barely aware of the habits we…

Flaws Help Reveal Your Strengths

We all have flaws. You can use your flaws as an excuse, or you can use your flaws as a springboard for achievement. Muggsy Bogues was the shortest professional basketball…

Patience and Persistence Make Luck Possible

Every human being has innate abilities. These are inborn strengths hardwired into your DNA from the moment of birth. For certain types of self-made millionaires, the ones I often refer to…

Results Matter

Since 2007, I have been using something I call my Rich Habits Tracking Schedule, which was passed on to me by one of the self-made millionaires in my Rich Habits…

Success is Awesome

The price of success is huge. It requires enormous sacrifices: long hours, financial investment, lost family time, lost friend time, mental frustration, emotional turmoil, difficult decisions, forced habit change, deferring…

The Words You Use Determine if You are in Control of Your Life

The words you use matter. They can empower you or enslave you. Your words seep into your subconscious mind, programming it, for good or bad. The words you use can…

In Pursuit of Happiness

Martin Seligman is a psychologist at the University of Pennsylvania. In one of his studies on happiness, he found that people fall into one of three categories: Pleasure Seekers –…

Everyone Is Born Lucky. Your Very Existence is All the Proof You Need

Dr. Ali Binazir, author of the Tao of Dating, estimates that the odds of you existing are one in four quadrillion. He makes a very impressive, analytical argument in arriving…

Getting Back On Track is Easy, If You Know How

Habit formation isn’t easy, especially in the beginning. Those early days of forging good habits are the most difficult. The most important thing is to rebound when you fall off…

An Absence of Bad Luck, is Good Luck

In my Rich Habits research, luck was fundamental to success, particularly for the Big Company Climber-millionaires and the Dreamer-Entrepreneur-millionaires. I can honestly say that very few of these self-made millionaires…

Three Things That Motivate Everyone

There are three emotions that motivate everyone: Love, Fear and Self-Interest Love & Fear I never worked harder than in during 2006 – 2010. My #1 Goal in life was…

Self-Awareness is a Rich Habit

“In other living creatures, the ignorance of themselves is nature, but in men, it is vice.” – Boethius Self-awareness is an inherent human superpower. Among all living things, humans alone…

Calm Under Pressure

“Calmness, not skill, is the sign of a matured Samurai.” – Tsukahara Bokuden The greatest leaders and the most successful individuals have forged the habit of remaining calm under pressure.…

True Success is About Overcoming Adversity

A lot of people think that success is an event. One magical, transformational event. She or he was an overnight success. We’ve all read crap like that in the media…

Good Thoughts, Good Life. Bad Thoughts, Bad Life

In a recent Harvard University study on gratitude, researchers found that after 10 weeks of expressing gratitude daily, individuals in the study were more optimistic and felt better about their…

This Rich Habit Helps Keep Stress Away

Exercise has many beneficial health effects. Aerobic exercise, in particular, increases the volume of oxygen and glucose delivered to the brain, helping nourish brain cells. It also helps keep the…

The Rich and Poor View Relationships Very Differently

What’s in it for me? This is a common refrain of millions. Too many have been programmed to believe that one hand washes the other or scratch my back and…

Life Changing Resolutions for the New Year

If you want to change your life, you must change your habits. In my book Rich Habits I highlight which habits have the most impact over your life and in…

Multiple Streams of Income Are a Common Denominator for Many Self-Made Millionaires

Sixty-one percent of the self-made millionaires in my study were small business owners and 39% worked for some big company. Of the 39%, most were senior executives at those big companies…

Under Promise Over Deliver

Failing to meet expectations is the primary cause of unhappiness and discontent. Successful people make a habit of managing the expectations of those they serve. They understand that failing to…

You Will Never Start Unless You Start Now

Pursuing anything of significance in life, takes courage. Fear is the #1 reason for not taking action on your dreams and goals. Fear causes you to rationalize, to find excuses…

Managing Expectations is a Rich Habit

Various Studies indicate that the most common cause of unhappiness is unmet expectations. Most humans seem to have an innate tendency of setting unrealistic expectations. We expect too much of…

When You Surround Yourself With Success-Focused People, Success Has a Way of Rubbing Off on You

There is a great deal of science surrounding the impact our social networks have on us. Numerous studies have shown that we pick up most of our habits from our…

Surround Yourself With Those Who Get IT

Habits are contagious. They spread like a virus throughout your social networks. That is why it is critical to surround yourself with individuals who get it in life and separate…

Don’t Be a Lifestyle Copy Cat

It’s human nature, something hardwired into each one of us, to compare ourselves to those around us. Some good can come of it, especially when those within our social networks…

The Human Mind is Far More Complex Than Imagined

Your thoughts are physical things. Every time you have a thought, the brain cells involved in that thought send electrical impulses down through the Axon of the brain cell to…

How to Become an Expert

Anders Ericsson is the world expert on experts. What he found in his research was that experts practice deliberately every day. The Japanese call this Kaizen – continuous improvement. Daily Deliberate…

If You Want To Remember Something – Write It Down

Abraham Lincoln said that he never memorized a speech. Instead, he would re-write the speech down a minimum of three times. When he was done writing down the speech three…

Why You Can’t See the Obvious

There’s a famous experiment in which volunteers watch a video of two basketball teams, one wearing white shirts and one wearing black shirts, passing around a basketball. The volunteers are…

Exercise Slows Down Aging, Extending Your Life Expectancy

I was working out at the gym and was chatting with a friend. I told him that I woke up this morning and my back didn’t hurt, for some reason.…

Here’s Why So Many Vaccinated People Are Getting Covid

My Rich Habits Research has taken me down many rabbit holes: Neuroscience (Brain Science), Cell Structure, Cell Function, DNA/Genetics. And lately I’ve found myself drawn deep into Immunology (Study of…

Why Men Take More Risks Than Women

A joint study conducted by HSE University and the Max Planck Institute for Human Cognitive and Brain Sciences discovered that the Theta Brain Frequency in the brain’s Anterior Cingulate Cortex,…

How Memories are Formed

There are 5 ways we learn and form memories: Visual Learning – Watching Someone Engage in Some Skill Auditory Learning – Listening Reading Learning Tactile-Kinetic Learning – Physically Engaging in…

Sweating Boosts Habit Formation and Your Ability to Achieve Goals

Endocannabinoids are chemicals called neurotransmitters that are released by the Axons of brain cells. Dendrites have Cannabinoid receptors, called CB-1 Receptors, that receive the Endocannabinoids. Endocannibinoids are essentially Cannabis produced…

What is Consciousness?

We literally have two minds: The Conscious Mind and the Subconscious Mind. From a big picture neurological view, the brain is composed of four separate regions: Cerebral Cortex Limbic System…

A Case Study in Success

You may have heard of the Human Genome Project. This was the government funded effort to sequence the human genome. For nine years Craig Venter worked for the Human Genome…

Habits That Boost Your IQ

Contrary to what you may have been taught, your IQ is not fixed. It can increase or decrease during your lifetime. What causes your IQ to increase or decrease? A brain…

Most People Do Not Want to be Rich

I interviewed 361 rich and poor people over a five year period to learn why they were rich or poor. After peeling back that onion, I came to the realization that…

Stress is a Trigger for Bad Habits

In a 2009 study on rats, conducted by Rui Costa of the Champalimaud Foundation in Portugal, in collaboration with the National Institute of Health, they found that chronic stress acts…

You Are What You Eat

Rich Habit #4: I will devote part of each and every day in caring for my health The food we eat passes from the mouth, to the esophagus, to the stomach, to…

Successful Author Shares His Mistakes, Failures and Lessons to Help Teach New Authors What To Do and What Not To Do

Prior to writing my first book, I had never written a book before, never promoted a book before and I knew no one who did any of those things. My…

Cultural Habits Can Be Good or Bad

Many of the behaviors, habits and thinking we possess are the result of the different cultures we are raised in. Without being aware of it, we are literally doing things,…

Avoid Destructive Comparisons

It’s hardwired into each one of us, at the time we are born, to compare ourselves to those around us. We are born with something called Mirror Neurons, which are…

Your Thoughts Become Your Reality

Repetitive thoughts, especially when tied to emotion, creates strong neural pathways (synapses) in the brain. Because these synapses are physical things, the brain is unable to distinguish between reality-thoughts or…

How To Become a Money Magnet

Self-Made Wealthy people are ordinary people who transformed themselves into money magnets. Here are some Money Magnet Strategies: Pursue Success – Those who succeed almost always seek out individuals who…

Your Perspective Affects Your Definition of Success?

I get a lot of emails every day, mostly from readers of my books, media articles or my blog. But every now and then I get emails from someone trying…

Proven Processes Guarantee Success

Last year I needed to build two shelves for my new shed. I never built a shelf before, so I went online and watched a YouTube video, which gave me…

Success Beliefs

In my Rich Habits Study I learned just how important your beliefs are for those pursuing success and wealth. The wealthy in my Study had very different beliefs than the…

Temporary Habits vs. Long-Term Habits

In my research on the habits of self-made millionaires I discovered two types of habits that these millionaires used to help them achieve success: Temporary vs. Long-Term Habits. Temporary Habits…

Questions That Help You Create the Life You Desire

It’s pointless to complain about your life, when you have no plan to change your life. Without a plan, you are like a leaf on a fall day, blown around…

How to Get Energized About Life

A global poll conducted by Gallup learned that only 15% of people are engaged at work. That means that an astronomical 85% of people are unhappy in their jobs.  While…

The Power Behind Positive Thinking is Emotion

Dr. Norman Vincent Peal’s blockbuster book, The Power of Positive Thinking, honed in on the importance of a positive mental outlook in living a happy, successful life. Millions around the…

Focus on Your Strengths

“don’t water your weeds.” Harvey Mackay Have you ever compiled a list of the things you are very good at – things that come easier to you than to everyone…

Most People Are Like a Leaf on a Fall Day

According to the Pareto Principle: 20% of all activities produce 80% of all results. Stated another way: we waste 80% of our time on activities that are meaningless. How do…

Expect Failure and Fear Losses Its Power Over You

“Inaction breeds doubts and fear. Action breeds confidence and courage.” Dale Carnegie One of the biggest things holding people back from the pursuit of success is the fact that they…

The Hidden Rules to Success

Success Mentors are your best hope of breaking free of poverty or the middle-class. Almost 92% of the self-made millionaires in my study, who had a mentor, said they owed…

How to Achieve 100% of Your Goals

It is possible to achieve 100% of your goals. In this video, Michael Yardney and I discuss some of the strategies I uncovered in my Rich Habits research that make…

Habits That Separate Men and Women

Since 2004, I’ve devoted a significant amount of my time researching habits. One of the questions I often get asked by the media is: Are there differences between the habits…

The MVP of all of the Rich Habits – Reading to Learn

According to a study conducted by economists from the University of Padova, Italy, individuals who read for self-education earned 21% more as adults, than those who did have this growth…

The Pursuit of Success is Like Being Born Again

We often hear the phrase “born again” in the context of religion. Those who are “born again” go through a transformation that is almost always significant and dramatic. As their…

Your Habits, Good or Bad, Dictate the Circumstances of Your Life

When you think about habits, visualize a seesaw. On one side of the seesaw are your Bad Habits and on the other side are your Good Habits. If you have…

Make Rejection a Goal

Rejection is demoralizing, it saps you of your energy and can stop you dead in your tracks. We, therefore, seek to avoid Rejection. But rejection is part of the journey…

Four Words That Separate You From the Crowd

How Can I Help? The crowd is interested in one thing – themselves. Self-interest is a survival mechanism, hard-wired into every human being’s DNA. Most everyone you meet is out…

How to Build Trust

Some relationships, like family relationships/work relationships, are thrust upon you. Other relationships are sought-out. These sought-out relationships are often relationships with individuals who you believe can add value to your…

You Have the Power to Transform Your Life

In 2013 I did an interview with Dave Ramsey. After the interview, Dave decided to post an article about my research on his website: 20 Things the Rich Do Every…

Do You Have What it Takes?

Are you thinking about pursuing something you are passionate about? Maybe it’s a start-up, side business, writing a book, a new exciting career, an app or starting a blog or…

Automatic Success

What does it take to be successful at what you do? Successful people all share a common starting point – a clear vision of their future life. All “Visions” require…

What is Your Legacy Going to Be?

When you succeed, and are rewarded financially for your success, it has repercussions that, according to my research, affects future generations. I’m not just talking about money. Sure, wealth can…

Toxic Friends

Some time ago, one of my subscribers/followers reached out to me for advice. I’ll call her Jane. So, Jane was having relationship issues. Two of her childhood friends were creating…

Without Luck, Success is Impossible. The Only “Formula” That Works, Therefore, is the Formula That Creates Luck. Here is That “Formula”

In the personal development industry, the experts try to separate themselves from the competition by sharing their unique formula for success. Each self-help expert seems to have their own proprietary…

Productive Anger

Anger, next to love, is probably the most powerful emotion. For most, anger is catastrophic. It impairs your ability to think clearly by shutting down your prefrontal cortex – the…

Fear of Failure Pushes You To Become Better

“Great Achievers are driven, not so much by the pursuit of success, but by the fear of Failure.” – Larry Ellison You might think that all negative emotions hamper success.…

What Does Self-Made Mean?

I write quite a bit about self-made millionaires. Most of the comments I get on my articles are favorable and appreciative. But a minority of comments are unfavorable and very…

Smart Money Habits at the Three Most Important Stages of Your Life

When I travel the country speaking to high school and college students about exactly what they need to do to become financially successful in life, I always begin my presentation…

How To Pass Any Exam

Acing standardized tests comes easy to only a select number of individuals. Unfortunately, most perform at a subpar level and this holds them back from getting into their school of…

Cheat Sheet Method for Boosting Memory

I have to remember a lot. Tax law, financial planning rules/products, Rich Habits research … When I am interviewed by the media or preparing for a speaking engagement, I go…

Hidden Knowledge

Those raised in wealthy households have a huge advantage over everyone else. Besides having an abundance of resources, they have an abundance of class-specific knowledge that only other wealthy households…

Poverty is a Very Profitable Business

Many financial institutions, ones with strong ties to the media, politicians, businesses and influencers, depend on the existence of poverty. In fact, poverty income is one of their most profitable…

4 Common Traits of Self-Made Millionaires

In my book, Change Your Habits, Change Your Life, I highlight the common traits of every self-made millionaire in my Rich Habits Study. Here they the top four traits: Clarity…

The Desire To Be Wealthy Is Really About The Desire To Be Free

In my five-year study on the rich and poor, I took a lot of notes on the 356 people I interviewed. I asked both groups 144 questions. One of those…

Realistic Optimism

Wishful Thinkers believe they will succeed without putting in the work required to succeed. Those who play the lottery are a good example of Wishful Thinkers. The odds of winning…

Repeat These Words Every Day: “Become Better”

In a study published in the British Journal of Psychology, evolutionary psychologists Satoshi Kanazawa of the London School of Economics and Norman Li of Singapore Management University found that individuals…

How to Create Apostles to Help Make Your Dream a Reality

One of the many questions I asked during my Rich Habits Study was how rich people, before they were rich, were able to forge relationships with the Influencers who helped…