Archived Articles

There are four paths to creating wealth: Saver-Investor PathBig Company Climber PathVirtuoso PathDreamer-Entrepreneur Path The Saver-Investor Rich Habits include the following: Frugal Spending – Frugal does not mean cheap. Frugal…

Myth #1 Investing in the Stock Market is the Same as Gambling Thirty-six percent of the self-made millionaires in my study were what I like to call Home Depot Investors.…

For those of you who are pursuing success and wealth by following the Dreamer/Entrepreneur Path or the Big Company Climber Path, you know all too well that success isn’t easy.…

In my book, Effort-Less Wealth – Smart Money Habits At Every Stage of Your Life, I share 22 Smart Money Strategies that I discovered from my Rich Habits Study. According…

I’ve written often about the four paths to wealth: Saver/Investor Path Big Company Climber Path Virtuoso Path Dreamer/Entrepreneur Path The Dreamer/Entrepreneur Path is the hardest of the four paths to…

To know thyself is the beginning of wisdom. – Socrates One of the most profound discoveries I’ve made in my five-year Rich Habits Study, was the fact that there are…

“One hundred organized men can always defeat one thousand disorganized ones.” Lenin One of the common attributes of self-made millionaires, from my Rich Habits Study, was their ability to forge…

My youngest daughter, who normally lives in New Orleans, came home for a little while, which made me very happy. Anyway, she has a Bernedoodle (Bernese Mountain dog/Standard Poodle), named…

July 14,  2020Attn: Internal Revenue Service Your Name: Your Address:   Taxpayer’s SSN:  Spouse SSN:  Phone: Tax Year 2016 – Form 1040 This letter is our formal written Protective Claim…

In my Rich Habits Study, one of the data points I found interesting was about gossiping. Ninety-four percent of the wealthy, successful individuals in my study avoided it vs. 79%…

According to a recent survey conducted by OnePoll, on behalf of LG Electronics, the average person in the UK watches 1,248 hours of TV a year. If you do the…

When you perform any task, brain scans show activity in two areas: the Prefontal Cortex and the Hippocampus. When you continue to repeat a task, brain scans show a shift…

Our names are one of the most important things to us. They are even more important than our birthdays. When someone remembers your name, it feeds your ego. You feel…

Many business owners and entrepreneurs were part of my Rich Habits Study (51%). The information they shared with me about their daily habits, I consider revolutionary and invaluable. Interestingly, many…

In my Rich Habits Study, 88% of the wealthy read an average of 30 minutes each day, strictly to gain knowledge. Their reading topics? Career/Industry-Related Self-Help Educational Biographies of Successful…

In my Rich Habits Study, I had the fortunate opportunity to peer into the lives of 128 individuals who struggled financially in life. My goal was to figure out the…

Hardly anyone thinks about their legacy – the impact of the life they leave behind. We really only give it some thought when we read an obituary of someone we…

The rich do not build relationships with just anybody. They focus like a laser on building something called Power Relationships. Power Relationships are individuals who are: Centers of Influence Decision-Makers…

We’ve all heard about to-do lists. The best to-do lists incorporate daily activities that help move you forward in life towards accomplishing your goals and realizing your dreams. But you…

Financial success takes a long time. In my Rich Habits Study that “long time” depended upon your chosen the path to wealth: Saver-Investor Path = 32 years to accumulate an…

Hope is critical to success and it is a Rich Habit, but only if hope is riding on the shoulders of action. And that action must be directly tied to…

There are two schools of thought that people fall into. Each school of thought was programmed into you by your parents, teachers, mentors or your environment. One school of thought…

It’s amazing how habits control almost every aspect of our lives. I’ve devoted much of my life, since 2010, researching and promoting habits that lead to wealth, health, success and…

I have a thought experiment for you. Walter is a very successful, very wealthy, self-made millionaire. His track record, over many years has been incredible – every time he invests…

You may find this hard to believe, but Mike Tyson was a self-help nut. Once Tyson came under the watchful mentoring eyes of Cus D’Amato, he embarked on an intensive…

I could share all of the Rich Habits, success tips, wealth advice, health research, etc. with everyone in the world and still only a small percentage would take action. Why?…

There are only a handful of self-made millionaires for every hundred people. If you know any self-made millionaires take notice. They always seem to be in perpetual motion, coming and…

Since 2004, I’ve been immersed in studying what to do and what not to do in order to become wealthy and avoid poverty. Thanks to my Rich Habits Study and…

There’s great risk in trying. You could fail. You could lose your life savings. But, until you try, you will never know what you’re truly capable of. Greatness reveals through…

When two or more brain cells (neurons) communicate, they physically move closer to each other. This shortens the distance neurotransmitters need to travel. If neurons keep up their communication, they…

Reason #1 Uncertain How to Become Rich In my five-year Rich Habits Study/Research, I learned a something profound – There are 4 very specific paths to accumulating wealth: Saver/Investor Path…

My Rich Habits research has taken me down many rabbit holes. One such rabbit hole was understanding how the brain works, in order to better understand how habits can be…

When two or more neurons (Brain Cells) communicate with each other, a synapse is formed. A synapse is very much like a bridge, built inside the brain, connecting various neurons…

Sleep is critical to brain health and brain performance. If you are pursuing success either a Big Company Climber, Virtuoso (Expert) or Dreamer-Entrepreneur, you need to get 7-8 hours of…

The Thalamus sits between the Sensory Nerves (Optical Nerve and Auditory Vestibular Nerve, or Hearing Nerve) and the Cerebral Cortex, where our consciousness/awareness is located. Attached to and part of…

According to my Rich Habits research data, successful people learn to control their emotions. In fact, they get so good at controlling their emotions, it morphs into a habit. Any…

An area of the brain called the Nucleus Accumbens, part of the ancient, old brain Limbic System, is responsible for most of your bad decisions and poor choices. This part…

I have to remember a lot. Tax law, financial planning rules/products, Rich Habits research … When I am interviewed by the media or preparing for a speaking engagement, I go…

Creating success, and it’s byproduct, wealth, is never easy. However, it is made easier in certain countries. Some countries take significantly less in taxes than others, which provides more of…

It’s easy to lead when things are going well. But true leaders rise like a Phoenix from the fires of adversity. In the movie Trading Places, Lewis Winthorpe III, an…

There are four paths to building wealth: Saver-Investor Path Big Company Climber Path Virtuoso Path and Dreamer-Entrepreneur Path According to the enormous amount of data I’ve gathered since 2004, the…

Income Inequality is hot potato issue. Certain politicians, who see themselves standing up for the poor, cry in outrage over the unfairness of income inequality. The clarion call of these…

When Dave Ramsey posted my Rich Habits research on his blog (2o Things the Rich Do Every Day) way back in July 2013, it immediately went viral. A prominent CNN…

Wealth is a byproduct of success. It is the carrot at the end of the stick. Take away that carrot and you remove the desire to pursue success. Socialism not…

When you understand how the body turns the food we eat into fuel, it’s pretty mind-blowing. There are various processes, or steps involved, in turning food into fuel. Step #1…

At the end of 2008, Elon Musk and all of his companies were on the verge of outright bankruptcy. His Falcon 1 rocket had failed to reach orbit for the…

In a comprehensive study on Fasting, the National Institute on Aging in collaboration with the University of Wisconsin-Madison and Pennington Biomedical Research Center in Louisiana, found that Intermittent Fasting dramatically…

Since 2004, I’ve been studying the lives of the rich and the poor. In my Rich Habits Study, 76% of the millionaires in my study came from poverty or the…

If you were to view a picture of a brain cell, it would look a lot like an oak or maple leaf. It would have a body (a brain cell’s…

Intermittent Fasting is a Rich Habit because, besides sleep and exercise, it is one of the healthiest things you can do. What is Intermittent Fasting? Intermittent Fasting involves not consuming…