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Love is the most powerful emotion, followed by Fear of Death. The main difference between these two powerful emotions is that when we take action to help those we Love,…

The best are not focused on competing for the spoils – Money and Wealth. The best realized long before they became the best, that money and wealth are mere byproducts…

In 2000, I made one of the worst decisions of my life – I decided to chase money. Not only did that decision create great unhappiness, it nearly destroyed my…

Have you ever noticed that when things go wrong, they seem to go wrong in multiples? The same is true when things go right. When you’re on a roll, everything…

Cus D’Amato brainwashed Mike Tyson into believing he would one day become one of the greatest heavyweight champions of the world. Tyson used visualization techniques, created by Cus D’Amato, to…

The powerful institutions, governments, politicians and wealthy individuals/multinational corporations who fund politicians, use four tools to keep people stuck in poverty or the middle-class: Inflation Interest Consumerism Taxation Inflation One…

In the 90’s I taught Graduate school and college part-time. It paid $1,500 per semester, per course. Mostly accounting and tax courses. I had a full-time job back then that…

We essentially have two brains – the Conscious Brain and the Unconscious Brain. The Conscious Brain, or Neo Cortex, is the outermost portion of the brain. It’s what you typically…

Becoming wealthy is not a fluke. I spent five years studying rich people in order to find out what they did from the moment they woke up in the morning…

We become exceptional, not by our success, but by our ability to overcome adversity, in the pursuit of success. A crucible is, by definition, some harrowing adversity that can leave…

Success is built upon a mountain of mistakes. The more mistakes, the higher your mountain, the greater your success and the more money you’ll ultimately make. In my Rich Habits…

“You can change the world or you can worry about fitting in, but you can’t do both.” – Robin Sharma If you study millionaires and billionaires as I do, you’d find…

There was a famous author who was asked about his daily routine. He said he woke at 5 am every day and wrote 500 words, which took him an average…

One of the fascinating things I discovered in my Rich Habits research was the fact that many self-made millionaires, particularly the Dreamer-Entrepreneurs and Big Company Climbers, at some point, got…

You cannot change without first recognizing the need to change. Awareness, therefore, is the precursor to change. It sets the table for change to occur. And only through constructive change,…

“The best time to plant a tree was 20 years ago. The second best time is now.” Chinese Proverb Thirty-nine percent of the millionaires in my Rich Habits Study pursued…

Time is the most valuable resource we have. Not wealth. Not people. Not knowledge. Not skill. Time. What makes Time so valuable is that is can never increase. You can…

There are Experts and then there are Outliers. Experts devote years to learning an industry or a skillset. They follow processes and procedures handed down to them by previous Experts.…

Passion is not a prerequisite for success or building wealth. In fact, many of the self-made millionaires in my Rich Habits Study became successful and wealthy grinding it out, without…

As I’ve written often, self-interest is good. It’s actually hardwired into our DNA and our old brain (limbic system and brain stem). Fight or flight is an example of self…

Scarcity comes in many forms: Financial Scarcity – Poverty or Living Paycheck to Paycheck is the Most Common Form Time Scarcity – Working Long Hours or Pressing Deadlines Willpower Scarcity…

“The kingdom of God is within you” (Luke 17:21). Human beings are all god-like in our ability to create. Our ability to create something out of nothing is evidenced everywhere…

In one study on negativity, two neurologists found that when you have a negative mindset your prefrontal cortex is not functioning properly. The prefrontal cortex is the seat of decision…

Since 2004, my Rich Habits research has taken me down many rabbit holes. The latest rabbit hole has occupied my mind and my time, for the better part of two…

Pursuing success is a lot like swinging from one trapeze bar to the next. Each trapeze bar represents a goal. Success is just the process of moving from one goal…

According to Barry Schwartz, a professor at the University of California (Berkeley), and author of the book The Paradox of Choice social comparison often creates envy and envy quickly makes people…

There is a great deal of science surrounding the impact our social networks have on us. Numerous studies have shown that we pick up most of our habits from our…

If you want to change your life, you must change your habits. In my book, Effort-Less Wealth, I highlight which habits have the most impact over your financial life and…

In  my career, I started four companies. One of those four companies failed. That one failure very nearly destroyed my marriage and my family life. Here are some of the…

Rich Habit #4: I will devote part of each and every day in caring for my health The food we eat passes from the mouth, to the esophagus, to the stomach, to…

Many of the behaviors, habits and thinking we possess are the result of the different cultures we are raised in. We are taught to think, feel and act by our…

After five years of studying the habits of millionaires, primarily self-made millionaires, I’ve identified the #1 factor to accumulating enormous wealth – pursuing something you are passionate about. It goes…

Why do you do what you do? Is what you do primarily to make money? If so, you are a mere cog in the wheel because a billion other people…

Rich people transform themselves into money magnets. Here are a few ways they do it: The Pursuit of Success Turns You Into a Money Magnet – Those who pursue success…

I get a lot of emails every day, mostly from readers of my books or blog. But every now and then I get emails from individuals trying to sell something.…

There’s a huge difference between chronic stress and worry. Chronic stress is an elevated level of anxiety that shuts down part of the brain (pre-frontal lobe), disabling your ability to…

Edgar Allen Poe suffered from depression. If you lived his life, you probably would have been depressed too. He was born in 1809 to a couple of actors. He was…

According to Barry Schwartz, a professor at the University of California (Berkeley), and author of the book The Paradox of Choice , social comparison often creates envy and envy quickly makes…

Cher, Warren Buffet, Richard Branson, Madonna, Matthew McConaughey, Kelly Ripa, President Obama, Michael Corbat (CEO Citigroup), Condoleeza Rice (former NSA Director) all have one thing in common: they are obsessed…

As your incomes rises, so too do your expenses. You buy a bigger home, nicer cars, better clothes, go on more expensive vacations and frequent restaurants more often. When your…

Forging new habits is hard. Depending on the habit you are trying to create, it can take anywhere from 18 days to 254 days to form the habit, with the…

Ninety-five percent of the rich in my Rich Habits Study indicated that being liked was critical to their success. Conversely, only 9% of the poor felt being liked was important to…

For years we’ve been advised that the key to weight loss is to burn more calories than we consume. And many accepted this advice, put on their running shoes, or…

According to a study published by the Journal of Happiness, associating with other happy people turns on a gene that increases happiness levels. The gene is called “A allele”. A…

It is virtually impossible for most individuals to immediately abandon a bad habit. Going cold turkey, requires enormous willpower. And, unfortunately, willpower is a very limited resource. Willpower appropriates too…

If I were to boil success down to two success characteristics they would be Grit and Growth. GRIT Those with Grit never quit on their dreams and their goals. No…

What’s happiness? I don’t think happiness is any one unique feeling. Joy is happiness. Laughter is happiness. Being around your loved ones is happiness. Feeling content, for whatever reason, is…

In a recent report from the Brookings Institute, they found that rich people live longer than poor people. Rich men live 12 years longer than poor men and rich women…

It took about a year for me to realize that the rich vs. poor programming I had received as a child was the opposite of reality. The 233 rich people…

What makes a zombie a zombie? Zombies have no self-awareness. They are driven only by unconscious, instinctual behavior. They are on autopilot, oblivious to their surroundings. They are non-thinking beings,…