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Without Luck, Success is Impossible. The Only “Formula” That Works, Therefore, is the Formula That Creates Luck. Here is That “Formula”

In the personal development industry, the experts try to separate themselves from the competition by sharing their unique formula for success. Each self-help expert seems to have their own proprietary…

Productive Anger

Anger, next to love, is probably the most powerful emotion. For most, anger is catastrophic. It impairs your ability to think clearly by shutting down your prefrontal cortex – the…

Fear of Failure Pushes You To Become Better

You might think that all negative emotions hamper success. Most of the time they do. However, fear and anger are unique negative emotions in that they can actually motivate you…

What Does Self-Made Mean?

I write quite a bit about self-made millionaires. Most of the comments I get on my articles are favorable and appreciative. But a minority of comments are unfavorable and very…

Smart Money Habits at the Three Most Important Stages of Your Life

When I travel the country speaking to high school and college students about exactly what they need to do to become financially successful in life, I always begin my presentation…

How To Pass Any Exam

Acing standardized tests comes easy to only a select number of individuals. Unfortunately, most perform at a subpar level and this holds them back from getting into their school of…

Cheat Sheet Method for Boosting Memory

I have to remember a lot. Tax law, financial planning rules/products, Rich Habits research … When I am interviewed by the media or preparing for a speaking engagement, I go…

Hidden Knowledge

Those raised in wealthy households have a huge advantage over everyone else. Besides having an abundance of resources, they have an abundance of class-specific knowledge that only other wealthy households…

Poverty is a Very Profitable Business

Many financial institutions, ones with strong ties to the media, politicians, businesses and influencers, depend on the existence of poverty. In fact, poverty income is one of their most profitable…

4 Common Traits of Self-Made Millionaires

In my book, Change Your Habits, Change Your Life, I highlight the common traits of every self-made millionaire in my Rich Habits Study. Here they the top four traits: Clarity…