Our Tips & Articles

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You! TOM@RICHHABITS.NET We all live inside invisible prisons—self-imposed walls that limit our potential, drain our energy, and keep us from the life we dream…

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You! TOM@RICHHABITS.NET After interviewing 177 self-made millionaires in my five-year Rich Habits Study, I learned the meaning of perseverance. These self-made millionaires simply refused…

In my five-year Rich Habits study of 233 millionaires (177 self-made) and 128 poor individuals, one finding stood out clearly – luck played a massive role in wealth creation. Eighty-eight percent of the self-made millionaires in my Rich Habits Study credited good luck as a major contributor to their success. They didn’t see themselves as…

From my Rich Habits Study and my ongoing Rich Habits research, I’ve learned an enormous amount about what it takes to become wealthy. One of the most revolutionary and groundbreaking discoveries I made from my research, was that there were four very different paths to becoming wealthy: Saver/Investor Path Big Company Climber Path Virtuoso Path…

One of the most revolutionary and groundbreaking discoveries I made in my five-year Rich Habits Study, was the fact that there are Four Paths to Wealth. I cover these paths in more detail in my new book, Effort-Less Wealth, but below here’s a snapshot: Saver/Investor Path Big Company Climber Path Virtuoso Path Dreamer/Entrepreneur Path Why…

It took the average self-made millionaire, between 12 – 32 years to become “rich”, depending on the path they chose to become wealthy. That’s a long time, don’t you think? I asked many of the millionaires, particularly the entrepreneurs, if they ever got so disheartened that they wanted to quit. Most said, “No”. In fact, they told…

In our modern economy, nearly every system is engineered to extract your hard-earned dollars. Credit-card companies flood your inbox with “pre-approved” offers. Retailers use algorithms to trigger impulse buys at the exact moment your willpower dips – typically in the checkout line. Social media bombards you with FOMO-fueled ads for the latest gadget, vacation, or…

Does the high school or college your child attends teach them about: Student Loans How to Manage a Bank Account Leasing or Buying a Car – Leasing Agreements and Car Loans Renting an Apartment – Rental Agreements, Rental Insurance, Deposits, etc. Buying a Home and Home Mortgages Car Insurance Health Insurance How to Save and…

“Be discriminating about what images and ideas you permit in your mind.” – Epictetus You may not like to hear this but your mind is being controlled. Who’s controlling your mind? The Media Politicians Hollywood Celebrities Social Media Content Creators Musicians Authors Parents Boyfriends/Girlfriends Teachers The list is much longer, but I made my point.…

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You! TOM@RICHHABITS.NET In my five-year Rich Habits study of 233 wealthy individuals and 128 poor individuals, one pattern stood out clearly: self-made millionaires protect…