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From my Rich Habits Study and my ongoing Rich Habits research, I’ve learned an enormous amount about what it takes to become wealthy. One of the most revolutionary and groundbreaking discoveries I made from my research, was that there were four very different paths to becoming wealthy: Saver/Investor Path Big Company Climber Path Virtuoso Path…

One of the most revolutionary and groundbreaking discoveries I made in my five-year Rich Habits Study, was the fact that there are Four Paths to Wealth. I cover these paths in more detail in my new book, Effort-Less Wealth, but below here’s a snapshot: Saver/Investor Path Big Company Climber Path Virtuoso Path Dreamer/Entrepreneur Path Why…

It took the average self-made millionaire, between 12 – 32 years to become “rich”, depending on the path they chose to become wealthy. That’s a long time, don’t you think? I asked many of the millionaires, particularly the entrepreneurs, if they ever got so disheartened that they wanted to quit. Most said, “No”. In fact, they told…

In our modern economy, nearly every system is engineered to extract your hard-earned dollars. Credit-card companies flood your inbox with “pre-approved” offers. Retailers use algorithms to trigger impulse buys at the exact moment your willpower dips – typically in the checkout line. Social media bombards you with FOMO-fueled ads for the latest gadget, vacation, or…

Does the high school or college your child attends teach them about: Student Loans How to Manage a Bank Account Leasing or Buying a Car – Leasing Agreements and Car Loans Renting an Apartment – Rental Agreements, Rental Insurance, Deposits, etc. Buying a Home and Home Mortgages Car Insurance Health Insurance How to Save and…

“Be discriminating about what images and ideas you permit in your mind.” – Epictetus You may not like to hear this but your mind is being controlled. Who’s controlling your mind? The Media Politicians Hollywood Celebrities Social Media Content Creators Musicians Authors Parents Boyfriends/Girlfriends Teachers The list is much longer, but I made my point.…

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You! TOM@RICHHABITS.NET In my five-year Rich Habits study of 233 wealthy individuals and 128 poor individuals, one pattern stood out clearly: self-made millionaires protect…

Many are not at all happy with their current life circumstances. Some, accept their misery, as if it were a prison sentence, while others embark on massive change that completely transforms their lives and sets them free. What drives people to take the path towards transformation? In short, Emotions. There are many types of Emotions…

In the early 90’s, I went to grad school at night three days a week, after work. I had three very young kids at the time. I remember how hard it was in the beginning. That goal forced me to make sacrifices and develop new routines. But, eventually I found myself locked in – almost…

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You! TOM@RICHHABITS.NET In a world that often celebrates the loud and outgoing, the quiet ones are frequently overlooked. Yet, beneath their reserved demeanor lies…